/* ============================================
   PROFIN SOLUTIONS — COMPONENTS v4
   Navy/Slate banking-grade UI system
   Amber used ONLY for primary CTA + logo accent
   ============================================ */

/* ══════════════════════════════════════════
   SCROLL PROGRESS
   ══════════════════════════════════════════ */
.scroll-progress {
  position: fixed;
  top: 0;
  left: 0;
  height: 2.5px;
  background: var(--grad-navy);
  width: 0%;
  z-index: 2000;
  transition: width 0.1s linear;
  border-radius: 0 2px 2px 0;
}

/* ══════════════════════════════════════════
   BUTTONS
   ══════════════════════════════════════════ */
.btn-primary {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 13px 28px;
  background: var(--grad-amber);
  color: var(--white);
  font-size: 14px;
  font-weight: 600;
  border-radius: var(--r-pill);
  box-shadow: var(--shadow-amber);
  border: none;
  cursor: pointer;
  transition: opacity var(--dur-fast), transform var(--dur-fast), box-shadow var(--dur-fast);
  white-space: nowrap;
}

.btn-primary:hover {
  opacity: 0.9;
  transform: translateY(-2px);
  box-shadow: 0 12px 28px rgba(232, 130, 12, 0.38);
}

.btn-navy {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 13px 28px;
  background: var(--grad-navy);
  color: var(--white);
  font-size: 14px;
  font-weight: 600;
  border-radius: var(--r-pill);
  box-shadow: var(--shadow-navy);
  border: none;
  cursor: pointer;
  transition: opacity var(--dur-fast), transform var(--dur-fast);
  white-space: nowrap;
}

.btn-navy:hover {
  opacity: 0.9;
  transform: translateY(-2px);
}

.btn-outline {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 12px 28px;
  background: transparent;
  color: var(--slate-700);
  font-size: 14px;
  font-weight: 600;
  border-radius: var(--r-pill);
  border: 1.5px solid var(--slate-200);
  cursor: pointer;
  transition: border-color var(--dur-fast), background var(--dur-fast), color var(--dur-fast), transform var(--dur-fast);
  white-space: nowrap;
}

.btn-outline:hover {
  border-color: var(--navy);
  background: var(--navy-pale);
  color: var(--navy);
  transform: translateY(-2px);
}

.btn-ghost {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 12px 20px;
  background: transparent;
  color: var(--navy);
  font-size: 14px;
  font-weight: 600;
  border-radius: var(--r-md);
  border: none;
  cursor: pointer;
  transition: background var(--dur-fast);
}

.btn-ghost:hover {
  background: var(--navy-pale);
}

.btn-dark-outline {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 12px 24px;
  background: rgba(255, 255, 255, 0.06);
  border: 1px solid rgba(255, 255, 255, 0.12);
  color: rgba(255, 255, 255, 0.8);
  font-size: 14px;
  font-weight: 600;
  border-radius: var(--r-pill);
  cursor: pointer;
  transition: background var(--dur-fast), transform var(--dur-fast);
  white-space: nowrap;
}

.btn-dark-outline:hover {
  background: rgba(255, 255, 255, 0.12);
  transform: translateY(-1px);
}

.btn-sm {
  padding: 8px 18px;
  font-size: 12px;
}

/* ══════════════════════════════════════════
   LOAN PRODUCT CARD
   ══════════════════════════════════════════ */
/* ── LOAN CARD BASE ── */
.loan-card {
  background: var(--white);
  border: 1.5px solid var(--slate-200);
  border-radius: var(--r-2xl);
  padding: 26px;
  display: flex;
  flex-direction: column;
  transition: border-color var(--dur-mid), box-shadow var(--dur-mid), transform var(--dur-mid), opacity 0.35s var(--ease-out);
  position: relative;
  overflow: hidden;
}

/* Coloured top accent line per card — hidden by default, shown on hover */
.loan-card::before {
  content: '';
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  height: 4px;
  border-radius: var(--r-2xl) var(--r-2xl) 0 0;
  opacity: 0;
  transition: opacity var(--dur-mid);
}

/* Pastel gradient wash in top-right corner — always present, subtle */
.loan-card::after {
  content: '';
  position: absolute;
  top: -40px;
  right: -40px;
  width: 160px;
  height: 160px;
  border-radius: 50%;
  pointer-events: none;
  z-index: 0;
  opacity: 0.45;
  transition: opacity var(--dur-mid), transform var(--dur-slow);
}

/* Hover — lift + glow + show accent + deepen wash */
.loan-card:hover {
  transform: translateY(-6px);
}

.loan-card:hover::before {
  opacity: 1;
}

.loan-card:hover::after {
  opacity: 0.70;
  transform: scale(1.15);
}

/* All card content above the ::after orb */
.loan-card-header,
.loan-card h3,
.loan-card-best,
.loan-card-stats,
.loan-card-docs,
.loan-card-actions {
  position: relative;
  z-index: 1;
}

/* ── CARD 1: Business Loan — Navy / Indigo ── */
#card-business::before {
  background: linear-gradient(90deg, #1B2B6B, #4F46E5);
}

#card-business::after {
  background: radial-gradient(circle, rgba(27, 43, 107, 0.15), transparent 70%);
}

#card-business {
  border-color: #E0E7FF;
}

#card-business:hover {
  border-color: #C7D2FE;
  box-shadow: 0 0 0 3px rgba(79, 70, 229, 0.08), 0 20px 40px rgba(27, 43, 107, 0.12);
}

#card-business .loan-card-icon {
  background: linear-gradient(135deg, #EEF2FF, #E0E7FF);
  border-color: #C7D2FE;
  color: #4F46E5;
}

#card-business .stat-chip {
  background: linear-gradient(135deg, #F5F7FF, #EEF2FF);
  border-color: #E0E7FF;
}

#card-business .stat-chip-val {
  color: #1B2B6B;
}

#card-business .loan-card-docs {
  background: linear-gradient(135deg, #F8F9FF, #F0F4FF);
  border-left: 3px solid #C7D2FE;
  border-radius: 0 var(--r-md) var(--r-md) 0;
}

#card-business .loan-card-actions .btn-primary {
  background: linear-gradient(135deg, #1B2B6B, #4F46E5);
  box-shadow: 0 6px 18px rgba(27, 43, 107, 0.28);
}

#card-business .loan-card-actions .btn-primary:hover {
  box-shadow: 0 10px 24px rgba(27, 43, 107, 0.38);
}

#card-business .loan-card-actions .btn-ghost:hover {
  border-color: #4F46E5;
  color: #4F46E5;
  background: #EEF2FF;
}

/* ── CARD 2: Personal Loan — Violet / Purple ── */
#card-personal::before {
  background: linear-gradient(90deg, #7C3AED, #A855F7);
}

#card-personal::after {
  background: radial-gradient(circle, rgba(124, 58, 237, 0.13), transparent 70%);
}

#card-personal {
  border-color: #EDE9FE;
}

#card-personal:hover {
  border-color: #DDD6FE;
  box-shadow: 0 0 0 3px rgba(124, 58, 237, 0.08), 0 20px 40px rgba(124, 58, 237, 0.11);
}

#card-personal .loan-card-icon {
  background: linear-gradient(135deg, #F5F3FF, #EDE9FE);
  border-color: #DDD6FE;
  color: #7C3AED;
}

#card-personal .stat-chip {
  background: linear-gradient(135deg, #FAF8FF, #F5F3FF);
  border-color: #EDE9FE;
}

#card-personal .stat-chip-val {
  color: #5B21B6;
}

#card-personal .loan-card-docs {
  background: linear-gradient(135deg, #FDFCFF, #F8F6FF);
  border-left: 3px solid #DDD6FE;
  border-radius: 0 var(--r-md) var(--r-md) 0;
}

#card-personal .loan-card-actions .btn-primary {
  background: linear-gradient(135deg, #7C3AED, #A855F7);
  box-shadow: 0 6px 18px rgba(124, 58, 237, 0.28);
}

#card-personal .loan-card-actions .btn-primary:hover {
  box-shadow: 0 10px 24px rgba(124, 58, 237, 0.38);
}

#card-personal .loan-card-actions .btn-ghost:hover {
  border-color: #7C3AED;
  color: #7C3AED;
  background: #F5F3FF;
}

/* ── CARD 3: Professional Loan — Emerald / Teal ── */
#card-professional::before {
  background: linear-gradient(90deg, #047857, #0891B2);
}

#card-professional::after {
  background: radial-gradient(circle, rgba(5, 150, 105, 0.13), transparent 70%);
}

#card-professional {
  border-color: #D1FAE5;
}

#card-professional:hover {
  border-color: #A7F3D0;
  box-shadow: 0 0 0 3px rgba(5, 150, 105, 0.08), 0 20px 40px rgba(5, 150, 105, 0.11);
}

#card-professional .loan-card-icon {
  background: linear-gradient(135deg, #ECFDF5, #D1FAE5);
  border-color: #A7F3D0;
  color: #059669;
}

#card-professional .stat-chip {
  background: linear-gradient(135deg, #F0FDF8, #ECFDF5);
  border-color: #D1FAE5;
}

#card-professional .stat-chip-val {
  color: #047857;
}

#card-professional .loan-card-docs {
  background: linear-gradient(135deg, #F7FFFE, #F0FDF8);
  border-left: 3px solid #A7F3D0;
  border-radius: 0 var(--r-md) var(--r-md) 0;
}

#card-professional .loan-card-actions .btn-primary {
  background: linear-gradient(135deg, #047857, #059669);
  box-shadow: 0 6px 18px rgba(5, 150, 105, 0.28);
}

#card-professional .loan-card-actions .btn-primary:hover {
  box-shadow: 0 10px 24px rgba(5, 150, 105, 0.38);
}

#card-professional .loan-card-actions .btn-ghost:hover {
  border-color: #059669;
  color: #059669;
  background: #ECFDF5;
}

/* ── CARD 4: Housing Loan — Sky Blue / Cyan ── */
#card-housing::before {
  background: linear-gradient(90deg, #0369A1, #0891B2);
}

#card-housing::after {
  background: radial-gradient(circle, rgba(8, 145, 178, 0.13), transparent 70%);
}

#card-housing {
  border-color: #BAE6FD;
}

#card-housing:hover {
  border-color: #7DD3FC;
  box-shadow: 0 0 0 3px rgba(14, 165, 233, 0.08), 0 20px 40px rgba(8, 145, 178, 0.11);
}

#card-housing .loan-card-icon {
  background: linear-gradient(135deg, #E0F2FE, #BAE6FD);
  border-color: #7DD3FC;
  color: #0369A1;
}

#card-housing .stat-chip {
  background: linear-gradient(135deg, #F0F9FF, #E0F2FE);
  border-color: #BAE6FD;
}

#card-housing .stat-chip-val {
  color: #0369A1;
}

#card-housing .loan-card-docs {
  background: linear-gradient(135deg, #F5FBFF, #F0F9FF);
  border-left: 3px solid #7DD3FC;
  border-radius: 0 var(--r-md) var(--r-md) 0;
}

#card-housing .loan-card-actions .btn-primary {
  background: linear-gradient(135deg, #0369A1, #0891B2);
  box-shadow: 0 6px 18px rgba(8, 145, 178, 0.28);
}

#card-housing .loan-card-actions .btn-primary:hover {
  box-shadow: 0 10px 24px rgba(8, 145, 178, 0.38);
}

#card-housing .loan-card-actions .btn-ghost:hover {
  border-color: #0891B2;
  color: #0891B2;
  background: #E0F2FE;
}

/* ── CARD 5: LAP — Amber / Deep Orange ── */
#card-lap::before {
  background: linear-gradient(90deg, #B45309, #D97706);
}

#card-lap::after {
  background: radial-gradient(circle, rgba(180, 83, 9, 0.12), transparent 70%);
}

#card-lap {
  border-color: #FDE68A;
}

#card-lap:hover {
  border-color: #FCD34D;
  box-shadow: 0 0 0 3px rgba(217, 119, 6, 0.08), 0 20px 40px rgba(180, 83, 9, 0.11);
}

#card-lap .loan-card-icon {
  background: linear-gradient(135deg, #FFFBEB, #FEF3C7);
  border-color: #FDE68A;
  color: #B45309;
}

#card-lap .stat-chip {
  background: linear-gradient(135deg, #FFFEF5, #FFFBEB);
  border-color: #FDE68A;
}

#card-lap .stat-chip-val {
  color: #92400E;
}

#card-lap .loan-card-docs {
  background: linear-gradient(135deg, #FFFEF8, #FFFBEB);
  border-left: 3px solid #FCD34D;
  border-radius: 0 var(--r-md) var(--r-md) 0;
}

#card-lap .loan-card-actions .btn-primary {
  background: linear-gradient(135deg, #B45309, #D97706);
  box-shadow: 0 6px 18px rgba(180, 83, 9, 0.28);
}

#card-lap .loan-card-actions .btn-primary:hover {
  box-shadow: 0 10px 24px rgba(180, 83, 9, 0.38);
}

#card-lap .loan-card-actions .btn-ghost:hover {
  border-color: #D97706;
  color: #B45309;
  background: #FFFBEB;
}

/* ── CARD 6: Car Loan — Rose / Pink ── */
#card-car::before {
  background: linear-gradient(90deg, #BE185D, #E11D48);
}

#card-car::after {
  background: radial-gradient(circle, rgba(190, 24, 93, 0.11), transparent 70%);
}

#card-car {
  border-color: #FECDD3;
}

#card-car:hover {
  border-color: #FDA4AF;
  box-shadow: 0 0 0 3px rgba(225, 29, 72, 0.07), 0 20px 40px rgba(190, 24, 93, 0.10);
}

#card-car .loan-card-icon {
  background: linear-gradient(135deg, #FFF1F2, #FFE4E6);
  border-color: #FECDD3;
  color: #BE185D;
}

#card-car .stat-chip {
  background: linear-gradient(135deg, #FFF8F8, #FFF1F2);
  border-color: #FECDD3;
}

#card-car .stat-chip-val {
  color: #9F1239;
}

#card-car .loan-card-docs {
  background: linear-gradient(135deg, #FFFAFA, #FFF5F6);
  border-left: 3px solid #FDA4AF;
  border-radius: 0 var(--r-md) var(--r-md) 0;
}

#card-car .loan-card-actions .btn-primary {
  background: linear-gradient(135deg, #BE185D, #E11D48);
  box-shadow: 0 6px 18px rgba(190, 24, 93, 0.26);
}

#card-car .loan-card-actions .btn-primary:hover {
  box-shadow: 0 10px 24px rgba(190, 24, 93, 0.36);
}

#card-car .loan-card-actions .btn-ghost:hover {
  border-color: #E11D48;
  color: #BE185D;
  background: #FFF1F2;
}

/* ── CARD 7: Credit Card — Slate / Indigo / Violet ── */
#card-bike::before, #card-credit-card::before {
  background: linear-gradient(90deg, #475569, #6366F1);
}

#card-bike::after, #card-credit-card::after {
  background: radial-gradient(circle, rgba(99, 102, 241, 0.11), transparent 70%);
}

#card-bike, #card-credit-card {
  border-color: #E2E8F0;
}

#card-bike:hover, #card-credit-card:hover {
  border-color: #C7D2FE;
  box-shadow: 0 0 0 3px rgba(99, 102, 241, 0.07), 0 20px 40px rgba(71, 85, 105, 0.10);
}

#card-bike .loan-card-icon, #card-credit-card .loan-card-icon {
  background: linear-gradient(135deg, #F1F5F9, #E2E8F0);
  border-color: #CBD5E1;
  color: #475569;
}

#card-bike .stat-chip, #card-credit-card .stat-chip {
  background: linear-gradient(135deg, #F8FAFC, #F1F5F9);
  border-color: #E2E8F0;
}

#card-bike .stat-chip-val, #card-credit-card .stat-chip-val {
  color: #334155;
}

#card-bike .loan-card-docs, #card-credit-card .loan-card-docs {
  background: linear-gradient(135deg, #FAFBFC, #F8FAFC);
  border-left: 3px solid #CBD5E1;
  border-radius: 0 var(--r-md) var(--r-md) 0;
}

#card-bike .loan-card-actions .btn-primary, #card-credit-card .loan-card-actions .btn-primary {
  background: linear-gradient(135deg, #334155, #6366F1);
  box-shadow: 0 6px 18px rgba(71, 85, 105, 0.25);
}

#card-bike .loan-card-actions .btn-primary:hover, #card-credit-card .loan-card-actions .btn-primary:hover {
  box-shadow: 0 10px 24px rgba(99, 102, 241, 0.32);
}

#card-bike .loan-card-actions .btn-ghost:hover, #card-credit-card .loan-card-actions .btn-ghost:hover {
  border-color: #6366F1;
  color: #4F46E5;
  background: #EEF2FF;
}

/* ── Mandatory Condition Disclaimer in Loan Cards ── */
.card-disclaimer {
  display: block;
  font-size: 10.5px;
  color: var(--slate-400, #94a3b8);
  margin-top: 12px;
  line-height: 1.35;
  font-style: italic;
  border-top: 1px dashed rgba(148, 163, 184, 0.2);
  padding-top: 8px;
}
  color: #4F46E5;
  background: #EEF2FF;
}

/* ── CARD 8: Medical Equipment — Deep Teal ── */
#card-medical::before {
  background: linear-gradient(90deg, #0F766E, #0891B2);
}

#card-medical::after {
  background: radial-gradient(circle, rgba(15, 118, 110, 0.12), transparent 70%);
}

#card-medical {
  border-color: #99F6E4;
}

#card-medical:hover {
  border-color: #5EEAD4;
  box-shadow: 0 0 0 3px rgba(20, 184, 166, 0.08), 0 20px 40px rgba(15, 118, 110, 0.11);
}

#card-medical .loan-card-icon {
  background: linear-gradient(135deg, #F0FDFA, #CCFBF1);
  border-color: #99F6E4;
  color: #0F766E;
}

#card-medical .stat-chip {
  background: linear-gradient(135deg, #F5FFFE, #F0FDFA);
  border-color: #CCFBF1;
}

#card-medical .stat-chip-val {
  color: #0F766E;
}

#card-medical .loan-card-docs {
  background: linear-gradient(135deg, #F8FFFF, #F3FFFD);
  border-left: 3px solid #5EEAD4;
  border-radius: 0 var(--r-md) var(--r-md) 0;
}

#card-medical .loan-card-actions .btn-primary {
  background: linear-gradient(135deg, #0F766E, #0891B2);
  box-shadow: 0 6px 18px rgba(15, 118, 110, 0.28);
}

#card-medical .loan-card-actions .btn-primary:hover {
  box-shadow: 0 10px 24px rgba(15, 118, 110, 0.38);
}

#card-medical .loan-card-actions .btn-ghost:hover {
  border-color: #0F766E;
  color: #0F766E;
  background: #F0FDFA;
}

/* ── CARD 9: Machinery — Deep Slate / Navy ── */
#card-machinery::before {
  background: linear-gradient(90deg, #1E3A5F, #1B2B6B);
}

#card-machinery::after {
  background: radial-gradient(circle, rgba(30, 58, 95, 0.12), transparent 70%);
}

#card-machinery {
  border-color: #BFDBFE;
}

#card-machinery:hover {
  border-color: #93C5FD;
  box-shadow: 0 0 0 3px rgba(30, 58, 95, 0.08), 0 20px 40px rgba(30, 58, 95, 0.12);
}

#card-machinery .loan-card-icon {
  background: linear-gradient(135deg, #EFF6FF, #DBEAFE);
  border-color: #BFDBFE;
  color: #1E3A5F;
}

#card-machinery .stat-chip {
  background: linear-gradient(135deg, #F5F9FF, #EFF6FF);
  border-color: #DBEAFE;
}

#card-machinery .stat-chip-val {
  color: #1E3A5F;
}

#card-machinery .loan-card-docs {
  background: linear-gradient(135deg, #F8FBFF, #F5F9FF);
  border-left: 3px solid #93C5FD;
  border-radius: 0 var(--r-md) var(--r-md) 0;
}

#card-machinery .loan-card-actions .btn-primary {
  background: linear-gradient(135deg, #1E3A5F, #1B2B6B);
  box-shadow: 0 6px 18px rgba(30, 58, 95, 0.28);
}

#card-machinery .loan-card-actions .btn-primary:hover {
  box-shadow: 0 10px 24px rgba(30, 58, 95, 0.38);
}

#card-machinery .loan-card-actions .btn-ghost:hover {
  border-color: #1B2B6B;
  color: #1E3A5F;
  background: #EFF6FF;
}

/* ── CARD 10: Commercial Vehicle — Forest Green ── */
#card-commercial::before {
  background: linear-gradient(90deg, #166534, #15803D);
}

#card-commercial::after {
  background: radial-gradient(circle, rgba(22, 101, 52, 0.12), transparent 70%);
}

#card-commercial {
  border-color: #BBF7D0;
}

#card-commercial:hover {
  border-color: #86EFAC;
  box-shadow: 0 0 0 3px rgba(22, 163, 74, 0.08), 0 20px 40px rgba(22, 101, 52, 0.11);
}

#card-commercial .loan-card-icon {
  background: linear-gradient(135deg, #F0FDF4, #DCFCE7);
  border-color: #BBF7D0;
  color: #166534;
}

#card-commercial .stat-chip {
  background: linear-gradient(135deg, #F7FFF9, #F0FDF4);
  border-color: #DCFCE7;
}

#card-commercial .stat-chip-val {
  color: #166534;
}

#card-commercial .loan-card-docs {
  background: linear-gradient(135deg, #FBFFFC, #F7FFF9);
  border-left: 3px solid #86EFAC;
  border-radius: 0 var(--r-md) var(--r-md) 0;
}

#card-commercial .loan-card-actions .btn-primary {
  background: linear-gradient(135deg, #166534, #15803D);
  box-shadow: 0 6px 18px rgba(22, 101, 52, 0.28);
}

#card-commercial .loan-card-actions .btn-primary:hover {
  box-shadow: 0 10px 24px rgba(22, 101, 52, 0.38);
}

#card-commercial .loan-card-actions .btn-ghost:hover {
  border-color: #15803D;
  color: #166534;
  background: #F0FDF4;
}

/* ── CARD 11: Construction Vehicle — Warm Brown / Ochre ── */
#card-construction::before {
  background: linear-gradient(90deg, #92400E, #B45309);
}

#card-construction::after {
  background: radial-gradient(circle, rgba(146, 64, 14, 0.11), transparent 70%);
}

#card-construction {
  border-color: #FED7AA;
}

#card-construction:hover {
  border-color: #FDBA74;
  box-shadow: 0 0 0 3px rgba(234, 88, 12, 0.07), 0 20px 40px rgba(146, 64, 14, 0.10);
}

#card-construction .loan-card-icon {
  background: linear-gradient(135deg, #FFF7ED, #FFEDD5);
  border-color: #FED7AA;
  color: #92400E;
}

#card-construction .stat-chip {
  background: linear-gradient(135deg, #FFFAF5, #FFF7ED);
  border-color: #FED7AA;
}

#card-construction .stat-chip-val {
  color: #7C2D12;
}

#card-construction .loan-card-docs {
  background: linear-gradient(135deg, #FFFCF8, #FFFAF5);
  border-left: 3px solid #FDBA74;
  border-radius: 0 var(--r-md) var(--r-md) 0;
}

#card-construction .loan-card-actions .btn-primary {
  background: linear-gradient(135deg, #92400E, #B45309);
  box-shadow: 0 6px 18px rgba(146, 64, 14, 0.26);
}

#card-construction .loan-card-actions .btn-primary:hover {
  box-shadow: 0 10px 24px rgba(146, 64, 14, 0.36);
}

#card-construction .loan-card-actions .btn-ghost:hover {
  border-color: #B45309;
  color: #92400E;
  background: #FFF7ED;
}

/* ── Shared card hover refinement ── */
.loan-card-header {
  display: flex;
  align-items: flex-start;
  justify-content: space-between;
  margin-bottom: 16px;
}

.loan-card-icon {
  width: 48px;
  height: 48px;
  border-radius: var(--r-md);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 20px;
  flex-shrink: 0;
}

.loan-card-approval {
  display: inline-flex;
  align-items: center;
  gap: 5px;
  padding: 4px 10px;
  background: var(--green-pale);
  border: 1px solid rgba(5, 150, 105, 0.2);
  border-radius: var(--r-pill);
  font-size: 10px;
  font-weight: 700;
  color: var(--green);
}

.loan-card h3 {
  font-family: var(--font-display);
  font-size: 20px;
  font-weight: 700;
  color: var(--slate-900);
  margin-bottom: 6px;
}

.loan-card-best {
  font-size: 13px;
  color: var(--slate-500);
  line-height: 1.55;
  margin-bottom: 18px;
}

.loan-card-stats {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 8px;
  margin-bottom: 18px;
}

.stat-chip {
  border: 1px solid;
  border-radius: var(--r-md);
  padding: 10px 8px;
  text-align: center;
}

.stat-chip-val {
  display: block;
  font-family: var(--font-display);
  font-size: 16px;
  font-weight: 700;
  line-height: 1.2;
}

.stat-chip-label {
  display: block;
  font-size: 9px;
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.5px;
  color: var(--slate-400);
  margin-top: 2px;
}

.loan-card-docs {
  font-size: 11px;
  color: var(--slate-500);
  line-height: 1.65;
  padding: 12px;
  margin-bottom: 18px;
}

.loan-card-docs strong {
  font-weight: 600;
  color: var(--slate-700);
  display: block;
  margin-bottom: 4px;
  font-size: 11px;
}

.loan-card-actions {
  display: flex;
  gap: 8px;
  margin-top: auto;
}

.loan-card-actions .btn-primary {
  flex: 1;
  justify-content: center;
  padding: 11px 14px;
  font-size: 12px;
  border-radius: var(--r-md);
}

.loan-card-actions .btn-ghost {
  padding: 11px 14px;
  font-size: 12px;
  color: var(--slate-500);
  border: 1.5px solid var(--slate-200);
  border-radius: var(--r-md);
  display: inline-flex;
  align-items: center;
  gap: 6px;
  font-weight: 600;
  transition: all var(--dur-fast);
  cursor: pointer;
  background: transparent;
}

/* ══════════════════════════════════════════
   EMI CALCULATOR (on navy bg)
   ══════════════════════════════════════════ */
.calc-card {
  background: rgba(255, 255, 255, 0.06);
  border: 1px solid rgba(255, 255, 255, 0.10);
  border-radius: var(--r-2xl);
  padding: 36px;
}

.calc-card h3 {
  font-family: var(--font-display);
  font-size: 24px;
  font-weight: 700;
  color: var(--white);
  margin-bottom: 28px;
}

.calc-field {
  margin-bottom: 24px;
}

.calc-field-header {
  display: flex;
  align-items: center;
  justify-content: space-between;
  margin-bottom: 10px;
}

.calc-field-label {
  font-size: 11px;
  font-weight: 600;
  color: rgba(255, 255, 255, 0.45);
  text-transform: uppercase;
  letter-spacing: 0.8px;
}

.calc-field-value {
  font-family: var(--font-display);
  font-size: 18px;
  font-weight: 700;
  color: var(--amber-light);
  background: rgba(255, 255, 255, 0.07);
  border: 1px solid rgba(255, 255, 255, 0.12);
  border-radius: var(--r-sm);
  padding: 4px 12px;
  outline: none;
  width: 130px;
  text-align: right;
  transition: border-color var(--dur-fast);
}

.calc-field-value:focus {
  border-color: var(--amber);
}

.calc-range {
  -webkit-appearance: none;
  appearance: none;
  width: 100%;
  height: 4px;
  border-radius: 2px;
  background: rgba(255, 255, 255, 0.12);
  outline: none;
  cursor: pointer;
}

.calc-range::-webkit-slider-thumb {
  -webkit-appearance: none;
  width: 20px;
  height: 20px;
  border-radius: 50%;
  background: var(--amber);
  border: 3px solid var(--navy);
  box-shadow: 0 0 0 2px var(--amber);
  cursor: pointer;
  transition: transform var(--dur-fast);
}

.calc-range::-webkit-slider-thumb:hover {
  transform: scale(1.2);
}

.calc-type-select {
  width: 100%;
  padding: 12px 16px;
  background: rgba(255, 255, 255, 0.06);
  border: 1px solid rgba(255, 255, 255, 0.12);
  border-radius: var(--r-md);
  color: rgba(255, 255, 255, 0.9);
  font-family: var(--font-body);
  font-size: 14px;
  outline: none;
  cursor: pointer;
  appearance: none;
  -webkit-appearance: none;
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='8' viewBox='0 0 12 8'%3E%3Cpath d='M1 1l5 5 5-5' stroke='%2394A3B8' stroke-width='1.5' fill='none' stroke-linecap='round'/%3E%3C/svg%3E");
  background-repeat: no-repeat;
  background-position: right 14px center;
  transition: border-color var(--dur-fast);
}

.calc-type-select:focus {
  border-color: var(--amber);
}

.calc-type-select option {
  background: #1B2B6B;
  color: white;
}

.calc-result {
  background: rgba(255, 255, 255, 0.04);
  border: 1px solid rgba(255, 255, 255, 0.08);
  border-radius: var(--r-2xl);
  padding: 36px;
  display: flex;
  flex-direction: column;
}

.calc-result h3 {
  font-family: var(--font-display);
  font-size: 24px;
  font-weight: 700;
  color: var(--white);
  margin-bottom: 28px;
}

.calc-emi-display {
  text-align: center;
  padding: 28px;
  background: rgba(232, 130, 12, 0.10);
  border: 1px solid rgba(232, 130, 12, 0.20);
  border-radius: var(--r-xl);
  margin-bottom: 24px;
}

.calc-emi-label {
  font-size: 10px;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 1.5px;
  color: rgba(255, 255, 255, 0.35);
  margin-bottom: 8px;
}

.calc-emi-value {
  font-family: var(--font-display);
  font-size: clamp(36px, 4vw, 54px);
  font-weight: 700;
  color: var(--amber-light);
  letter-spacing: -1px;
  line-height: 1;
}

.calc-emi-sub {
  font-size: 11px;
  color: rgba(255, 255, 255, 0.30);
  margin-top: 6px;
}

.calc-chart-wrap {
  position: relative;
  width: 120px;
  height: 120px;
  margin: 0 auto 20px;
}

.calc-chart-center {
  position: absolute;
  top: 50%;
  left: 50%;
  transform: translate(-50%, -50%);
  text-align: center;
}

.calc-chart-center span {
  font-size: 9px;
  color: rgba(255, 255, 255, 0.35);
  font-weight: 600;
  display: block;
}

.calc-chart-center strong {
  font-family: var(--font-display);
  font-size: 15px;
  font-weight: 700;
  color: var(--white);
}

.calc-breakdown {
  display: flex;
  flex-direction: column;
  gap: 12px;
  margin-bottom: 24px;
}

.calc-breakdown-row {
  display: flex;
  align-items: center;
  justify-content: space-between;
}

.calc-breakdown-row span:first-child {
  font-size: 13px;
  color: rgba(255, 255, 255, 0.40);
  display: flex;
  align-items: center;
  gap: 8px;
}

.calc-breakdown-row span:first-child::before {
  content: '';
  display: block;
  width: 8px;
  height: 8px;
  border-radius: 2px;
}

.bd-principal::before {
  background: var(--amber);
}

.bd-interest::before {
  background: rgba(255, 255, 255, 0.25);
}

.bd-total::before {
  background: rgba(255, 255, 255, 0.10);
}

.calc-breakdown-row .bd-value {
  font-family: var(--font-display);
  font-size: 15px;
  font-weight: 700;
  color: var(--white);
}

/* ══════════════════════════════════════════
   ELIGIBILITY STEPPER
   ══════════════════════════════════════════ */
.elig-stepper {
  background: var(--white);
  border: 1.5px solid var(--slate-200);
  border-radius: var(--r-2xl);
  overflow: hidden;
  box-shadow: var(--shadow-lg);
}

.elig-step-nav {
  display: flex;
  border-bottom: 1.5px solid var(--slate-200);
}

.elig-step-tab {
  flex: 1;
  padding: 18px;
  text-align: center;
  font-size: 12px;
  font-weight: 600;
  color: var(--slate-400);
  background: var(--slate-50);
  border: none;
  cursor: pointer;
  position: relative;
  transition: color var(--dur-fast), background var(--dur-fast);
  font-family: var(--font-body);
}

.elig-step-tab.active {
  color: var(--slate-900);
  background: var(--white);
}

.elig-step-tab.active::after {
  content: '';
  position: absolute;
  bottom: -1.5px;
  left: 0;
  right: 0;
  height: 2.5px;
  background: var(--grad-navy);
}

.elig-step-tab .step-num {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 22px;
  height: 22px;
  border-radius: 50%;
  background: var(--slate-200);
  color: var(--slate-400);
  font-size: 11px;
  font-weight: 800;
  margin-right: 7px;
  transition: background var(--dur-fast), color var(--dur-fast);
}

.elig-step-tab.active .step-num,
.elig-step-tab.done .step-num {
  background: var(--navy);
  color: white;
}

.elig-step-body {
  display: none;
  padding: 32px;
}

.elig-step-body.active {
  display: block;
  animation: fadeSlideUp 0.3s var(--ease-out) forwards;
}

@keyframes fadeSlideUp {
  from {
    opacity: 0;
    transform: translateY(10px);
  }

  to {
    opacity: 1;
    transform: translateY(0);
  }
}

.elig-select,
.elig-input {
  width: 100%;
  padding: 12px 14px;
  border: 1.5px solid var(--slate-200);
  border-radius: var(--r-md);
  font-family: var(--font-body);
  font-size: 14px;
  color: var(--slate-900);
  background: var(--slate-50);
  outline: none;
  transition: border-color var(--dur-fast), box-shadow var(--dur-fast);
  margin-bottom: 16px;
  appearance: none;
  -webkit-appearance: none;
}

.elig-select:focus,
.elig-input:focus {
  border-color: var(--navy);
  box-shadow: 0 0 0 3px var(--navy-glow);
  background: var(--white);
}

.elig-income-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 10px;
  margin-bottom: 16px;
}

.elig-income-pill {
  padding: 12px;
  border: 1.5px solid var(--slate-200);
  border-radius: var(--r-md);
  font-size: 13px;
  font-weight: 500;
  color: var(--slate-600);
  background: var(--white);
  cursor: pointer;
  text-align: center;
  transition: border-color var(--dur-fast), background var(--dur-fast), color var(--dur-fast);
}

.elig-income-pill:hover,
.elig-income-pill.selected {
  border-color: var(--navy);
  background: var(--navy-pale);
  color: var(--navy);
  font-weight: 600;
}

.elig-result-box {
  background: linear-gradient(135deg, var(--navy-pale) 0%, #E8EDF8 100%);
  border: 1.5px solid var(--navy-pastel);
  border-radius: var(--r-xl);
  padding: 28px;
  text-align: center;
}

.elig-result-amount {
  font-family: var(--font-display);
  font-size: 42px;
  font-weight: 700;
  color: var(--navy);
  letter-spacing: -1px;
  line-height: 1.1;
}

.elig-result-label {
  font-size: 13px;
  color: var(--slate-500);
  font-weight: 500;
  margin-top: 6px;
}

.elig-step-footer {
  display: flex;
  gap: 10px;
  margin-top: 24px;
  justify-content: flex-end;
}

/* ── Eligibility Stepper Upgrades ── */
.elig-input-group {
  display: flex;
  flex-direction: column;
  gap: 8px;
}

.elig-label {
  font-size: 12.5px;
  font-weight: 700;
  color: var(--slate-700);
  letter-spacing: 0.3px;
}

.elig-input-header {
  display: flex;
  justify-content: space-between;
  align-items: center;
}

.elig-numeric-wrap {
  position: relative;
  display: flex;
  align-items: center;
}

.elig-numeric-wrap .currency-symbol {
  position: absolute;
  left: 10px;
  font-size: 13px;
  font-weight: 700;
  color: var(--slate-400);
}

.elig-num-input {
  padding: 6px 8px 6px 22px;
  width: 120px;
  border: 1.5px solid var(--slate-200);
  border-radius: var(--r-md);
  font-family: var(--font-body);
  font-size: 13px;
  font-weight: 700;
  color: var(--navy);
  text-align: right;
  outline: none;
  background: var(--slate-50);
  transition: all var(--dur-fast);
}

.elig-num-input:focus {
  border-color: var(--navy);
  background: var(--white);
  box-shadow: 0 0 0 2.5px var(--navy-glow);
}

/* Range Sliders */
.elig-range-slider {
  -webkit-appearance: none;
  appearance: none;
  width: 100%;
  height: 6px;
  border-radius: 3px;
  background: var(--slate-200);
  outline: none;
  margin: 6px 0;
  transition: background 0.2s;
}

.elig-range-slider::-webkit-slider-thumb {
  -webkit-appearance: none;
  appearance: none;
  width: 18px;
  height: 18px;
  border-radius: 50%;
  background: var(--navy);
  cursor: pointer;
  border: 2px solid var(--white);
  box-shadow: 0 2px 6px rgba(27, 43, 107, 0.3);
  transition: transform 0.1s, background-color 0.1s;
}

.elig-range-slider::-webkit-slider-thumb:hover {
  transform: scale(1.15);
  background: var(--amber);
}

.elig-slider-ticks {
  display: flex;
  justify-content: space-between;
  font-size: 10px;
  font-weight: 600;
  color: var(--slate-400);
  padding: 0 2px;
}

/* Profile Toggle buttons */
.elig-toggle-container {
  display: flex;
  gap: 8px;
  width: 100%;
}

.elig-toggle-btn {
  flex: 1;
  padding: 10px 14px;
  font-size: 12.5px;
  font-weight: 600;
  color: var(--slate-500);
  background: var(--slate-50);
  border: 1.5px solid var(--slate-200);
  border-radius: var(--r-md);
  cursor: pointer;
  transition: all var(--dur-fast);
  font-family: var(--font-body);
}

.elig-toggle-btn:hover {
  background: var(--slate-100);
  color: var(--slate-700);
}

.elig-toggle-btn.active {
  background: var(--navy-pale);
  color: var(--navy);
  border-color: var(--navy);
}

/* Results panel detail summary */
.elig-detail-summary {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 12px;
  margin-top: 16px;
}

.elig-detail-item {
  background: var(--slate-50);
  border: 1.5px solid var(--slate-200);
  border-radius: var(--r-md);
  padding: 12px;
  text-align: center;
}

.elig-detail-lbl {
  display: block;
  font-size: 10px;
  font-weight: 700;
  text-transform: uppercase;
  color: var(--slate-400);
  letter-spacing: 0.5px;
  margin-bottom: 4px;
}

.elig-detail-val {
  font-family: var(--font-display);
  font-size: 15px;
  font-weight: 700;
  color: var(--slate-800);
}

/* Warning block for over-leveraged state */
.elig-warning-box {
  background: linear-gradient(135deg, #FFF9F2 0%, #FEF3E6 100%);
  border: 1.5px solid #FCD34D;
  border-radius: var(--r-xl);
  padding: 24px;
  text-align: center;
  margin-bottom: 18px;
}

.elig-warning-box .warning-icon {
  font-size: 32px;
  color: var(--amber);
  margin-bottom: 8px;
}

.elig-warning-box h4 {
  font-family: var(--font-display);
  font-size: 18px;
  font-weight: 800;
  color: #92400E;
  margin: 0 0 6px;
}

.elig-warning-box p {
  font-size: 13px;
  color: #B45309;
  line-height: 1.5;
  margin: 0;
}

/* Advice list */
.elig-advice-box {
  background: var(--white);
  border: 1.5px solid var(--slate-200);
  border-radius: var(--r-xl);
  padding: 20px 22px;
  text-align: left;
}

.elig-advice-box h5 {
  font-size: 13px;
  font-weight: 700;
  color: var(--slate-800);
  margin: 0 0 12px;
  font-family: var(--font-display);
}

.elig-advice-list {
  list-style: none;
  padding: 0;
  margin: 0;
  display: flex;
  flex-direction: column;
  gap: 10px;
}

.elig-advice-list li {
  position: relative;
  padding-left: 18px;
  font-size: 12px;
  color: var(--slate-500);
  line-height: 1.6;
}

.elig-advice-list li::before {
  content: '•';
  position: absolute;
  left: 4px;
  color: var(--navy);
  font-size: 16px;
  line-height: 1;
  top: 0;
}

/* Disclaimer styling */
.elig-disclaimer {
  font-size: 10.5px;
  color: var(--slate-400);
  line-height: 1.65;
  text-align: center;
  margin: 20px 0 0 0;
}

.elig-disclaimer strong {
  color: var(--slate-500);
  font-weight: 600;
}

/* ══════════════════════════════════════════
   DOCUMENT TABS
   ══════════════════════════════════════════ */
.doc-tabs {
  display: flex;
  gap: 8px;
  margin-bottom: 24px;
  flex-wrap: wrap;
}

.doc-tab {
  padding: 9px 20px;
  border-radius: var(--r-pill);
  font-size: 13px;
  font-weight: 600;
  color: var(--slate-500);
  background: var(--slate-50);
  border: 1.5px solid var(--slate-200);
  cursor: pointer;
  transition: all var(--dur-fast);
}

.doc-tab.active,
.doc-tab:hover {
  background: var(--navy);
  color: var(--white);
  border-color: var(--navy);
}

.doc-panel {
  display: none;
  animation: fadeSlideUp 0.3s var(--ease-out) forwards;
}

.doc-panel.active {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
  gap: 10px;
}

.doc-item {
  display: flex;
  align-items: center;
  gap: 12px;
  padding: 13px 16px;
  background: var(--white);
  border: 1px solid var(--slate-200);
  border-radius: var(--r-md);
}

.doc-item i {
  color: var(--navy);
  font-size: 14px;
  flex-shrink: 0;
}

.doc-item span {
  font-size: 13px;
  font-weight: 500;
  color: var(--slate-600);
}

.doc-note {
  margin-top: 16px;
  padding: 12px 16px;
  background: var(--navy-pale);
  border-left: 3px solid var(--navy);
  border-radius: 0 var(--r-sm) var(--r-sm) 0;
  font-size: 12px;
  color: var(--navy);
  font-weight: 500;
}

/* ══════════════════════════════════════════
   PROCESS STEP (on dark navy bg)
   ══════════════════════════════════════════ */
.process-step {
  display: flex;
  flex-direction: column;
  align-items: center;
  text-align: center;
  padding: 0 6px;
  position: relative;
  z-index: 1;
}

.process-step-num {
  width: 56px;
  height: 56px;
  border-radius: 50%;
  background: rgba(255, 255, 255, 0.08);
  border: 2px solid rgba(255, 255, 255, 0.15);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 18px;
  color: rgba(255, 255, 255, 0.4);
  margin-bottom: 14px;
  transition: all var(--dur-mid) var(--ease-out);
  position: relative;
  z-index: 2;
}

.process-step:hover .process-step-num {
  background: var(--amber);
  border-color: var(--amber);
  color: var(--white);
  box-shadow: var(--shadow-amber);
  transform: scale(1.1);
}

.process-step h4 {
  font-size: 12px;
  font-weight: 700;
  color: rgba(255, 255, 255, 0.85);
  margin-bottom: 4px;
}

.process-step p {
  font-size: 11px;
  color: rgba(255, 255, 255, 0.40);
  line-height: 1.5;
}

/* ══════════════════════════════════════════
   WHY PROFIN
   ══════════════════════════════════════════ */
.why-point {
  display: flex;
  align-items: flex-start;
  gap: 16px;
}

.why-point-icon {
  width: 44px;
  height: 44px;
  border-radius: var(--r-md);
  background: var(--navy-pale);
  border: 1px solid var(--navy-pastel);
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--navy);
  font-size: 16px;
  flex-shrink: 0;
}

.why-point-text h4 {
  font-size: 15px;
  font-weight: 700;
  color: var(--slate-900);
  margin-bottom: 4px;
}

.why-point-text p {
  font-size: 13px;
  color: var(--slate-500);
  line-height: 1.65;
}

.why-stat-block {
  background: var(--navy);
  border-radius: var(--r-2xl);
  padding: 36px;
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 20px;
}

.why-stat {
  text-align: center;
  padding: 22px 14px;
  background: rgba(255, 255, 255, 0.05);
  border: 1px solid rgba(255, 255, 255, 0.08);
  border-radius: var(--r-xl);
}

.why-stat-val {
  font-family: var(--font-display);
  font-size: 40px;
  font-weight: 700;
  color: var(--amber-light);
  letter-spacing: -1px;
  line-height: 1;
}

.why-stat-label {
  font-size: 10px;
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 1px;
  color: rgba(255, 255, 255, 0.35);
  margin-top: 8px;
}

/* ══════════════════════════════════════════
   FAQ
   ══════════════════════════════════════════ */
.faq-item {
  background: var(--white);
  border: 1.5px solid var(--slate-200);
  border-radius: var(--r-lg);
  overflow: hidden;
  transition: border-color var(--dur-fast), box-shadow var(--dur-fast);
}

.faq-item:hover {
  border-color: var(--navy-pastel);
}

.faq-item.open {
  border-color: var(--navy);
  box-shadow: 0 0 0 3px var(--navy-glow);
}

.faq-question {
  width: 100%;
  padding: 20px 22px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
  background: none;
  border: none;
  cursor: pointer;
  text-align: left;
  font-family: var(--font-body);
  font-size: 15px;
  font-weight: 600;
  color: var(--slate-900);
  transition: color var(--dur-fast);
}

.faq-question:hover {
  color: var(--navy);
}

.faq-icon {
  width: 28px;
  height: 28px;
  border-radius: var(--r-sm);
  background: var(--slate-100);
  border: 1px solid var(--slate-200);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 11px;
  color: var(--slate-400);
  flex-shrink: 0;
  transition: background var(--dur-fast), color var(--dur-fast), border-color var(--dur-fast), transform var(--dur-mid) var(--ease-out);
}

.faq-item.open .faq-icon {
  background: var(--navy);
  border-color: var(--navy);
  color: white;
  transform: rotate(45deg);
}

.faq-answer {
  max-height: 0;
  overflow: hidden;
  transition: max-height 0.4s var(--ease-out);
}

.faq-answer-inner {
  padding: 0 22px 20px;
  font-size: 14px;
  color: var(--slate-500);
  line-height: 1.75;
  border-top: 1px solid var(--slate-200);
  padding-top: 16px;
}

/* ══════════════════════════════════════════
   TESTIMONIALS
   ══════════════════════════════════════════ */
.testi-card {
  background: var(--white);
  border: 1.5px solid var(--slate-200);
  border-radius: var(--r-2xl);
  padding: 28px;
  display: flex;
  flex-direction: column;
  gap: 16px;
  transition: border-color var(--dur-mid), box-shadow var(--dur-mid), transform var(--dur-mid);
}

.testi-card:hover {
  border-color: var(--navy-pastel);
  box-shadow: var(--shadow-md);
  transform: translateY(-4px);
}

.testi-stars {
  font-size: 14px;
  color: var(--amber);
  letter-spacing: 2px;
}

.testi-text {
  font-size: 14px;
  color: var(--slate-600);
  line-height: 1.8;
  flex: 1;
  font-style: italic;
}

.testi-text::before {
  content: '\201C';
  font-size: 32px;
  color: var(--navy);
  font-family: Georgia, serif;
  line-height: 0;
  vertical-align: -10px;
  margin-right: 2px;
}

.testi-user {
  display: flex;
  align-items: center;
  gap: 12px;
  padding-top: 16px;
  border-top: 1px solid var(--slate-200);
}

.testi-avatar {
  width: 40px;
  height: 40px;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-family: var(--font-display);
  font-size: 16px;
  font-weight: 700;
  color: white;
  flex-shrink: 0;
}

.testi-user strong {
  display: block;
  font-size: 14px;
  font-weight: 700;
  color: var(--slate-900);
  line-height: 1.3;
}

.testi-user span {
  font-size: 11px;
  color: var(--slate-400);
  font-weight: 500;
}

/* ══════════════════════════════════════════
   CTA BANNER & CONTACT FORM
   ══════════════════════════════════════════ */
.cta-banner {
  background: linear-gradient(145deg, #0F172A 0%, #1B2B6B 50%, #0F172A 100%);
  border-radius: var(--r-3xl);
  padding: 56px 48px;
  text-align: center;
  position: relative;
  overflow: hidden;
  margin: 0 40px;
}

.cta-banner::before {
  content: '';
  position: absolute;
  inset: 0;
  background-image: linear-gradient(rgba(255, 255, 255, 0.03) 1px, transparent 1px), linear-gradient(90deg, rgba(255, 255, 255, 0.03) 1px, transparent 1px);
  background-size: 48px 48px;
}

.cta-banner-orb {
  position: absolute;
  width: 400px;
  height: 400px;
  border-radius: 50%;
  background: radial-gradient(circle, rgba(27, 43, 107, 0.5), transparent 70%);
  filter: blur(60px);
  top: -100px;
  right: -80px;
  pointer-events: none;
}

.cta-banner h2 {
  font-family: var(--font-display);
  font-size: clamp(28px, 3.8vw, 48px);
  font-weight: 700;
  color: var(--white);
  letter-spacing: -0.5px;
  position: relative;
  z-index: 1;
  margin-bottom: 12px;
}

.cta-banner>p {
  font-size: 16px;
  color: rgba(255, 255, 255, 0.45);
  max-width: 440px;
  margin: 0 auto 0;
  line-height: 1.7;
  position: relative;
  z-index: 1;
}

.contact-form {
  background: rgba(255, 255, 255, 0.05);
  border: 1px solid rgba(255, 255, 255, 0.10);
  border-radius: var(--r-xl);
  padding: 32px;
  margin: 32px auto 0;
  max-width: 720px;
  position: relative;
  z-index: 1;
  backdrop-filter: blur(8px);
}

.contact-form-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 14px;
  margin-bottom: 14px;
}

.contact-form-field {
  display: flex;
  flex-direction: column;
  gap: 6px;
}

.contact-form-field label {
  font-size: 10px;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.8px;
  color: rgba(255, 255, 255, 0.35);
}

.contact-form-field input,
.contact-form-field select {
  padding: 12px 14px;
  background: rgba(255, 255, 255, 0.07);
  border: 1px solid rgba(255, 255, 255, 0.12);
  border-radius: var(--r-md);
  color: var(--white);
  font-family: var(--font-body);
  font-size: 14px;
  outline: none;
  transition: border-color var(--dur-fast), background var(--dur-fast);
  appearance: none;
  -webkit-appearance: none;
}

.contact-form-field input::placeholder {
  color: rgba(255, 255, 255, 0.18);
}

.contact-form-field input:focus,
.contact-form-field select:focus {
  border-color: var(--amber);
  background: rgba(232, 130, 12, 0.07);
}

.contact-form-field select option {
  background: #1B2B6B;
  color: white;
}

.contact-consent {
  display: flex;
  align-items: flex-start;
  gap: 10px;
  margin-bottom: 18px;
}

.contact-consent input[type="checkbox"] {
  width: 16px;
  height: 16px;
  accent-color: var(--amber);
  margin-top: 2px;
  flex-shrink: 0;
  cursor: pointer;
}

.contact-consent label {
  font-size: 12px;
  color: rgba(255, 255, 255, 0.30);
  line-height: 1.6;
  cursor: pointer;
}

.contact-form-actions {
  display: flex;
  gap: 12px;
  flex-wrap: wrap;
  justify-content: center;
  margin-bottom: 14px;
}

.contact-note {
  font-size: 11px;
  color: rgba(255, 255, 255, 0.20);
  text-align: center;
  line-height: 2;
}

.contact-success {
  display: none;
  text-align: center;
  padding: 20px 0 8px;
  animation: fadeSlideUp 0.4s var(--ease-out) forwards;
}

.contact-success-icon {
  font-size: 40px;
  margin-bottom: 10px;
}

.contact-success h4 {
  font-family: var(--font-display);
  font-size: 24px;
  font-weight: 700;
  color: var(--white);
  margin-bottom: 8px;
}

.contact-success p {
  font-size: 14px;
  color: rgba(255, 255, 255, 0.45);
  line-height: 1.6;
}

/* ══════════════════════════════════════════
   LENDER TICKER
   ══════════════════════════════════════════ */
.lender-ticker span {
  color: var(--slate-500);
}

/* ══════════════════════════════════════════
   FLOATING WHATSAPP
   ══════════════════════════════════════════ */
.wa-float {
  position: fixed;
  bottom: 24px;
  right: 24px;
  z-index: 990;
  display: flex;
  align-items: center;
  justify-content: center;
  background: #25D366;
  color: white;
  width: 54px;
  height: 54px;
  border-radius: 50%;
  box-shadow: 0 8px 24px rgba(37, 211, 102, 0.35);
  text-decoration: none;
  transition: transform var(--dur-fast), box-shadow var(--dur-fast);
  animation: wa-bounce-in 0.6s var(--ease-out) 1.5s both, wa-pulse 2s infinite 2.5s;
}

.wa-float-label {
  display: none !important;
}

@keyframes wa-pulse {
  0% {
    box-shadow: 0 0 0 0 rgba(37, 211, 102, 0.5), 0 8px 24px rgba(37, 211, 102, 0.35);
  }
  70% {
    box-shadow: 0 0 0 12px rgba(37, 211, 102, 0), 0 8px 24px rgba(37, 211, 102, 0.35);
  }
  100% {
    box-shadow: 0 0 0 0 rgba(37, 211, 102, 0), 0 8px 24px rgba(37, 211, 102, 0.35);
  }
}

@keyframes wa-bounce-in {
  from {
    transform: scale(0) translateY(20px);
    opacity: 0;
  }

  to {
    transform: scale(1) translateY(0);
    opacity: 1;
  }
}

.wa-float i {
  font-size: 26px;
  flex-shrink: 0;
}

.wa-float:hover {
  transform: translateY(-3px) scale(1.05);
  box-shadow: 0 12px 28px rgba(37, 211, 102, 0.55);
}

@media(max-width:768px) {
  .wa-float {
    bottom: 80px;
    right: 16px;
    width: 52px;
    height: 52px;
  }
}

/* ══════════════════════════════════════════
   HERO LINEART
   ══════════════════════════════════════════ */
.hero-legacy-badge {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 5px 14px 5px 8px;
  background: var(--navy-pale);
  border: 1px solid var(--navy-pastel);
  border-radius: var(--r-pill);
  margin-bottom: 14px;
}

.hero-legacy-badge span:last-child {
  font-size: 11px;
  font-weight: 700;
  color: var(--navy);
  letter-spacing: 0.3px;
  white-space: nowrap;
}

/* ══════════════════════════════════════════
   RESPONSIVE EXTRAS
   ══════════════════════════════════════════ */
@media(max-width:640px) {
  .cta-banner {
    margin: 0;
    border-radius: 0;
    padding: 48px 24px;
  }

  .contact-form {
    padding: 20px 16px;
  }

  .contact-form-grid {
    grid-template-columns: 1fr;
  }

  .contact-form-actions {
    flex-direction: column;
  }

  .contact-form-actions .btn-primary,
  .contact-form-actions .btn-dark-outline {
    width: 100%;
    justify-content: center;
  }
}


/* ══════════════════════════════════════════
   DARK SECTION TEXT — FORCE WHITE ON NAVY
   Fixes calculator + process heading visibility
   ══════════════════════════════════════════ */
.calculator .section-label,
.process .section-label {
  color: rgba(255, 255, 255, 0.55) !important;
}

.calculator .section-label::before,
.process .section-label::before {
  background: rgba(255, 255, 255, 0.30) !important;
}

.calculator .section-header h2,
.calculator h2,
.process .section-header h2,
.process h2 {
  color: var(--white) !important;
}

.calculator .section-header p,
.calculator .section-inner>p,
.process .section-header p,
.process-inner .section-header p {
  color: rgba(255, 255, 255, 0.50) !important;
}

/* ══════════════════════════════════════════
   HERO MERKABA STAGE — clean CSS
   ══════════════════════════════════════════ */
.hero-legacy-badge {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 5px 16px 5px 10px;
  background: var(--navy-pale);
  border: 1px solid var(--navy-pastel);
  border-radius: var(--r-pill);
  margin-bottom: 14px;
  font-size: 11px;
  font-weight: 700;
  color: var(--navy);
  letter-spacing: 0.3px;
}

/* Remove old float card + merkaba-wrap styles if still referenced */
.hero-float-card {
  display: none !important;
}

.hero-merkaba-wrap {
  display: none !important;
}

/* ══════════════════════════════════════════
   PROCESS STEP — white text on navy
   ══════════════════════════════════════════ */
.process-step h4 {
  color: rgba(255, 255, 255, 0.90) !important;
}

.process-step p {
  color: rgba(255, 255, 255, 0.45) !important;
}

/* Highlighted 8th Step — Profin's Differentiator */
.process-step-highlight .process-step-num {
  background: rgba(232, 130, 12, 0.12) !important;
  border-color: var(--amber) !important;
  color: var(--amber-light) !important;
  box-shadow: 0 0 15px rgba(232, 130, 12, 0.35);
  animation: glow-pulse 3s infinite ease-in-out;
}
.process-step-highlight h4 {
  color: var(--amber-light) !important;
}
.process-step-highlight p {
  color: rgba(255, 255, 255, 0.6) !important;
}
.process-step-highlight::after {
  content: 'DIFFERENTIATOR';
  position: absolute;
  top: -24px;
  background: var(--grad-amber);
  color: var(--white);
  font-family: var(--font-body);
  font-size: 7.5px;
  font-weight: 800;
  padding: 2px 8px;
  border-radius: var(--r-pill);
  letter-spacing: 0.8px;
  box-shadow: var(--shadow-amber);
  white-space: nowrap;
}
.process-step-highlight:hover .process-step-num {
  animation: none;
  transform: scale(1.1);
}

@keyframes glow-pulse {
  0%, 100% { box-shadow: 0 0 12px rgba(232, 130, 12, 0.25); transform: scale(1); }
  50% { box-shadow: 0 0 22px rgba(232, 130, 12, 0.5); transform: scale(1.04); }
}

/* ══════════════════════════════════════════
   HERO STAT GRID ENTRANCE ANIMATION
   ══════════════════════════════════════════ */
.hero-stat-card {
  animation: stat-fade-in 0.5s var(--ease-out) both;
}

.hero-stat-card:nth-child(1) {
  animation-delay: 0.6s;
}

.hero-stat-card:nth-child(2) {
  animation-delay: 0.75s;
}

.hero-stat-card:nth-child(3) {
  animation-delay: 0.9s;
}

.hero-stat-card:nth-child(4) {
  animation-delay: 1.05s;
}

@keyframes stat-fade-in {
  from {
    opacity: 0;
    transform: translateY(12px);
  }

  to {
    opacity: 1;
    transform: translateY(0);
  }
}

/* ══════════════════════════════════════════
   WHY STAT BLOCK on dark bg — already good
   Just make sure stat labels are visible
   ══════════════════════════════════════════ */
.why-stat-val {
  color: var(--amber-light);
}

.why-stat-label {
  color: rgba(255, 255, 255, 0.40);
}


/* ══════════════════════════════════════════
   HERO PREMIUM — Alpha custom financial architecture
   Single Premium Hero section styling (Premium Light-Themed Glassy)
   ══════════════════════════════════════════ */

.hero-premium {
  position: relative;
  overflow: hidden;
  min-height: 100vh;
  display: flex;
  align-items: center;
  justify-content: center;
  padding: calc(var(--nav-height) + 64px) 8% 80px;
  background-color: #FAFAFD;
}

/* Background image asset */
.hero-bg-image {
  position: absolute;
  inset: 0;
  background-image: url('../img/premium_financial_bg.png');
  background-size: cover;
  background-position: center;
  background-repeat: no-repeat;
  opacity: 0.50;
  z-index: 1;
}

/* Glassy overlay wash */
.hero-glass-wash {
  position: absolute;
  inset: 0;
  background: radial-gradient(circle at 60% 30%, rgba(255, 255, 255, 0.3) 0%, rgba(248, 250, 252, 0.90) 80%);
  backdrop-filter: blur(6px);
  -webkit-backdrop-filter: blur(6px);
  z-index: 2;
}

/* Floating Glassy Geometric Shapes */
.hero-shape {
  position: absolute;
  border-radius: 50%;
  background: linear-gradient(135deg, rgba(255, 255, 255, 0.5) 0%, rgba(255, 255, 255, 0.15) 100%);
  border: 1px solid rgba(255, 255, 255, 0.65);
  box-shadow:
    0 10px 36px rgba(27, 43, 107, 0.05),
    inset 0 1px 0 rgba(255, 255, 255, 0.6);
  backdrop-filter: blur(14px);
  -webkit-backdrop-filter: blur(14px);
  pointer-events: none;
  z-index: 3;
}

.shape-1 {
  width: 140px;
  height: 140px;
  top: 15%;
  left: 8%;
  animation: float-shape-1 25s ease-in-out infinite;
}

.shape-2 {
  width: 200px;
  height: 200px;
  bottom: 12%;
  left: 42%;
  animation: float-shape-2 30s ease-in-out infinite;
}

.shape-3 {
  width: 110px;
  height: 110px;
  top: 25%;
  right: 12%;
  animation: float-shape-3 20s ease-in-out infinite;
}

@keyframes float-shape-1 {

  0%,
  100% {
    transform: translate(0, 0) rotate(0deg);
  }

  50% {
    transform: translate(30px, 40px) rotate(180deg);
  }
}

@keyframes float-shape-2 {

  0%,
  100% {
    transform: translate(0, 0) rotate(0deg);
  }

  50% {
    transform: translate(-40px, -30px) rotate(-180deg);
  }
}

@keyframes float-shape-3 {

  0%,
  100% {
    transform: translate(0, 0) rotate(0deg);
  }

  50% {
    transform: translate(25px, -20px) rotate(90deg);
  }
}

/* Inner Layout */
.hero-premium .hero-inner {
  max-width: var(--max-width);
  width: 100%;
  margin: 0 auto;
  display: grid;
  grid-template-columns: 1.15fr 0.85fr;
  gap: 64px;
  align-items: center;
  position: relative;
  z-index: 4;
}

/* Left Content Column */
.hero-content {
  display: flex;
  flex-direction: column;
  align-items: flex-start;
  z-index: 2;
}

.hero-badge-tag {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 5px 16px 5px 10px;
  background: rgba(27, 43, 107, 0.06);
  border: 1px solid rgba(27, 43, 107, 0.15);
  border-radius: var(--r-pill);
  margin-bottom: 24px;
  font-size: 11px;
  font-weight: 700;
  color: var(--navy);
  letter-spacing: 0.5px;
  text-transform: uppercase;
}

.badge-dot {
  width: 6px;
  height: 6px;
  border-radius: 50%;
  background: var(--amber);
  animation: dotBlink 2s ease-in-out infinite;
}

.hero-title {
  font-family: var(--font-display);
  font-size: clamp(38px, 4.5vw, 56px);
  font-weight: 800;
  line-height: 1.12;
  letter-spacing: -1.2px;
  color: #0F1A3A;
  margin-bottom: 24px;
}

.hero-highlight {
  background: linear-gradient(135deg, #1B2B6B 0%, #E8820C 100%);
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  display: inline-block;
}

.hero-subtitle {
  font-size: 17px;
  color: var(--slate-700);
  max-width: 520px;
  line-height: 1.75;
  margin-bottom: 36px;
}

.hero-actions {
  display: flex;
  align-items: center;
  gap: 16px;
  margin-bottom: 40px;
}

.hero-btn-cta {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 14px 32px;
  border-radius: var(--r-pill);
  background: var(--grad-amber);
  color: white;
  font-size: 14px;
  font-weight: 700;
  box-shadow: var(--shadow-amber);
  transition: opacity 0.15s, transform 0.15s;
  text-decoration: none;
  white-space: nowrap;
}

.hero-btn-cta:hover {
  opacity: 0.95;
  transform: translateY(-2px);
}

.hero-btn-ghost {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 13px 26px;
  border-radius: var(--r-pill);
  background: rgba(27, 43, 107, 0.05);
  border: 1.5px solid rgba(27, 43, 107, 0.15);
  color: var(--navy);
  font-size: 14px;
  font-weight: 600;
  transition: background 0.15s, transform 0.15s;
  text-decoration: none;
  white-space: nowrap;
}

.hero-btn-ghost:hover {
  background: rgba(27, 43, 107, 0.10);
  transform: translateY(-1px);
}

/* Stats Row */
.hero-stats {
  display: flex;
  gap: 36px;
  border-top: 1px solid rgba(27, 43, 107, 0.10);
  padding-top: 28px;
  width: 100%;
  max-width: 520px;
}

.hero-stat-item {
  display: flex;
  flex-direction: column;
}

.hero-stat-number {
  font-family: var(--font-display);
  font-size: 28px;
  font-weight: 800;
  color: var(--navy);
  line-height: 1.2;
}

.hero-stat-label {
  font-size: 12px;
  font-weight: 600;
  color: var(--slate-500);
  margin-top: 4px;
  text-transform: uppercase;
  letter-spacing: 0.5px;
}

/* Right Showcase Column */
.hero-showcase {
  display: flex;
  justify-content: center;
  align-items: center;
  perspective: 1000px;
  z-index: 2;
}

/* High-end Glassmorphic Showcase Card */
.glass-card {
  width: 380px;
  height: 240px;
  border-radius: 24px;
  background: rgba(255, 255, 255, 0.70);
  border: 1px solid rgba(255, 255, 255, 0.85);
  backdrop-filter: blur(24px) saturate(180%);
  -webkit-backdrop-filter: blur(24px) saturate(180%);
  box-shadow:
    0 30px 70px rgba(27, 43, 107, 0.10),
    0 10px 30px rgba(0, 0, 0, 0.02),
    inset 0 1px 0 rgba(255, 255, 255, 0.9);
  padding: 28px 32px;
  display: flex;
  flex-direction: column;
  justify-content: space-between;
  position: relative;
  overflow: hidden;
  transform-style: preserve-3d;
  transition: transform 0.1s ease-out, box-shadow 0.3s ease;
  will-change: transform;
}

.glass-card-glow {
  position: absolute;
  width: 150px;
  height: 150px;
  background: radial-gradient(circle, rgba(232, 130, 12, 0.15) 0%, transparent 70%);
  border-radius: 50%;
  pointer-events: none;
  transform: translate(-50%, -50%);
  left: 0px;
  top: 0px;
  mix-blend-mode: multiply;
  transition: opacity 0.5s ease;
  opacity: 0;
  z-index: 0;
}

.glass-card:hover .glass-card-glow {
  opacity: 1;
}

.glass-card:hover {
  border-color: rgba(232, 130, 12, 0.3);
  box-shadow:
    0 40px 80px rgba(27, 43, 107, 0.15),
    0 15px 35px rgba(232, 130, 12, 0.05),
    inset 0 1px 0 rgba(255, 255, 255, 0.95);
}

.glass-card-header {
  display: flex;
  justify-content: space-between;
  align-items: center;
  z-index: 1;
  transform: translateZ(25px);
}

.glass-card-logo {
  display: flex;
  align-items: center;
  gap: 8px;
}

.brand-alpha {
  font-family: var(--font-display);
  font-size: 22px;
  font-weight: 800;
  color: var(--amber);
  line-height: 1;
}

.brand-text {
  font-family: var(--font-display);
  font-size: 14px;
  font-weight: 700;
  color: var(--navy);
  letter-spacing: -0.2px;
}

.glass-card-status {
  font-size: 9px;
  font-weight: 700;
  letter-spacing: 1.5px;
  color: var(--green);
  background: rgba(5, 150, 105, 0.10);
  padding: 4px 10px;
  border-radius: var(--r-pill);
}

.glass-card-body {
  z-index: 1;
  transform: translateZ(35px);
}

.glass-card-chip {
  width: 38px;
  height: 28px;
  border-radius: 6px;
  background: linear-gradient(135deg, rgba(232, 130, 12, 0.12) 0%, rgba(27, 43, 107, 0.04) 100%);
  border: 1px solid rgba(232, 130, 12, 0.2);
  margin-bottom: 16px;
}

.glass-card-number {
  font-family: var(--font-display);
  font-size: 18px;
  font-weight: 600;
  color: var(--navy);
  letter-spacing: 3px;
  margin-bottom: 16px;
}

.glass-card-details {
  display: flex;
  justify-content: space-between;
}

.detail-group {
  display: flex;
  flex-direction: column;
  gap: 2px;
}

.detail-label {
  font-size: 8px;
  font-weight: 700;
  color: var(--slate-400);
  letter-spacing: 1px;
  text-transform: uppercase;
}

.detail-value {
  font-size: 11px;
  font-weight: 700;
  color: var(--slate-700);
}

.text-right {
  text-align: right;
}

.glass-card-footer {
  border-top: 1px solid rgba(27, 43, 107, 0.08);
  padding-top: 14px;
  z-index: 1;
  transform: translateZ(20px);
}

.metric-row {
  display: flex;
  justify-content: space-between;
}

.metric-col {
  display: flex;
  flex-direction: column;
}

.metric-title {
  font-size: 9px;
  font-weight: 700;
  color: var(--navy);
  letter-spacing: 0.5px;
}

.metric-desc {
  font-size: 9px;
  color: var(--slate-500);
  font-weight: 500;
  margin-top: 1px;
}

/* Responsive Styles for Premium Hero */
@media(max-width: 1024px) {
  .hero-premium {
    padding: calc(var(--nav-height) + 40px) 6% 64px;
  }

  .hero-premium .hero-inner {
    grid-template-columns: 1fr;
    gap: 48px;
    text-align: center;
  }

  .hero-content {
    align-items: center;
  }

  .hero-subtitle {
    max-width: 100%;
  }

  .hero-actions {
    justify-content: center;
  }

  .hero-stats {
    justify-content: center;
    max-width: 100%;
  }
}

@media(max-width: 768px) {
  .hero-premium {
    padding: calc(var(--nav-height) + 24px) 5% 52px;
  }

  .hero-title {
    font-size: clamp(32px, 7vw, 44px);
  }

  .glass-card {
    width: 320px;
    height: 200px;
    padding: 20px 24px;
  }

  .glass-card-number {
    font-size: 16px;
    letter-spacing: 2px;
  }

  .hero-stats {
    gap: 20px;
  }
}

@media(max-width: 480px) {
  .hero-actions {
    flex-direction: column;
    width: 100%;
  }

  .hero-actions .hero-btn-cta,
  .hero-actions .hero-btn-ghost {
    width: 100%;
    justify-content: center;
  }

  .glass-card {
    width: 280px;
    height: 180px;
  }
}

/* ══════════════════════════════════════════
   COLOUR SCHEME REFRESH — Section vibrancy
   Keep navy/white structure, add life
   ══════════════════════════════════════════ */

/* Finder — light indigo/blue tint */
.finder {
  background: linear-gradient(180deg, #F0F4FF 0%, #F8FAFF 100%) !important;
  border-top: 2px solid #C7D2FE !important;
}

.finder .section-label {
  color: #4F46E5 !important;
}

.finder .section-label::before {
  background: linear-gradient(135deg, #4F46E5, #818CF8) !important;
}

.finder-tile:hover {
  border-color: #4F46E5 !important;
  box-shadow: 0 0 0 3px rgba(79, 70, 229, 0.10), var(--shadow-md) !important;
}

.finder-tile-icon {
  background: #EEF2FF !important;
}

.finder-tile:hover .finder-tile-icon {
  background: #E0E7FF !important;
}

/* Products — pure white */
.products {
  background: #FFFFFF !important;
  border-top: 1px solid var(--slate-200) !important;
}

/* Note: per-card colours defined via #card-* selectors above — no !important overrides here */

/* Eligibility — mint green tint */
.eligibility {
  background: linear-gradient(180deg, #ECFDF5 0%, #F8FFFC 100%) !important;
  border-top: 2px solid #A7F3D0 !important;
}

.eligibility .section-label {
  color: #059669 !important;
}

.eligibility .section-label::before {
  background: linear-gradient(135deg, #059669, #0891B2) !important;
}

/* Process — richer navy gradient */
.process {
  background: linear-gradient(160deg, #1B2B6B 0%, #243580 50%, #1a265f 100%) !important;
}

.process-steps::before {
  background: linear-gradient(90deg, rgba(232, 130, 12, 0.6), rgba(232, 130, 12, 0.2)) !important;
}

/* Why — light slate with warmth */
.why {
  background: linear-gradient(180deg, #F8FAFC 0%, #FAFBFF 100%) !important;
}

.why-point-icon {
  background: #EEF2FF !important;
  border-color: #C7D2FE !important;
  color: #4F46E5 !important;
}

/* Testimonials — warm white */
.testimonials {
  background: #FFFCF9 !important;
  border-top: 1px solid #FDE8CC !important;
}

.testi-stars {
  color: #F59E0B !important;
}

.testi-text::before {
  color: #E8820C !important;
}

/* FAQ — cool slate */
.faq {
  background: linear-gradient(180deg, #F0F4FF 0%, #F8FAFC 100%) !important;
}

.faq-item.open {
  border-color: #4F46E5 !important;
  box-shadow: 0 0 0 3px rgba(79, 70, 229, 0.08) !important;
}

.faq-item.open .faq-icon {
  background: #4F46E5 !important;
  border-color: #4F46E5 !important;
}

.faq-question:hover {
  color: #4F46E5 !important;
}

/* Lender bar — navy branded strip */
.lender-bar {
  background: linear-gradient(90deg, #1B2B6B 0%, #243580 50%, #1B2B6B 100%) !important;
  border-top: none !important;
  border-bottom: none !important;
}

.lender-bar-label {
  color: rgba(255, 255, 255, 0.45) !important;
}

.lender-ticker span {
  color: rgba(255, 255, 255, 0.75) !important;
  border-right-color: rgba(255, 255, 255, 0.12) !important;
}

/* Calculator — keep navy, boost vibrancy */
.calculator {
  background: linear-gradient(160deg, #1B2B6B 0%, #243580 55%, #1a265f 100%) !important;
}

.calc-emi-value {
  color: #FCD34D !important;
}

.calc-field-value {
  color: #FCD34D !important;
  background: rgba(252, 211, 77, 0.10) !important;
  border-color: rgba(252, 211, 77, 0.20) !important;
}

.calc-emi-display {
  background: rgba(252, 211, 77, 0.08) !important;
  border-color: rgba(252, 211, 77, 0.18) !important;
}

.bd-principal::before {
  background: #FCD34D !important;
}

/* CTA Banner — rich dark + amber accent */
.cta-banner {
  background: linear-gradient(145deg, #0F172A 0%, #1B2B6B 45%, #0F172A 100%) !important;
}


/* ══════════════════════════════════════════
   HERO-FB — Finance Buddha / CredBuddha style
   Two-column: left content + right person photo
   ══════════════════════════════════════════ */

.hero-fb {
  position: relative;
  overflow: hidden;
  min-height: calc(100vh - var(--nav-height));
  display: flex;
  align-items: center;
  background: linear-gradient(135deg, #FFFFFF 0%, #F8FAFC 55%, #EEF1FB 100%);
  padding: calc(var(--nav-height) + 56px) 0 0;
}

/* ── Decorative background blobs ── */
.hero-fb-blob {
  position: absolute;
  border-radius: 50%;
  filter: blur(80px);
  pointer-events: none;
  z-index: 0;
}

.blob-1 {
  width: 520px;
  height: 520px;
  top: -120px;
  right: -80px;
  background: radial-gradient(circle, rgba(27, 43, 107, 0.08) 0%, transparent 70%);
}

.blob-2 {
  width: 380px;
  height: 380px;
  bottom: -60px;
  left: 5%;
  background: radial-gradient(circle, rgba(232, 130, 12, 0.07) 0%, transparent 70%);
}

/* ── Dot grid pattern ── */
.hero-fb-dots {
  position: absolute;
  inset: 0;
  background-image: radial-gradient(circle, rgba(27, 43, 107, 0.10) 1px, transparent 1px);
  background-size: 32px 32px;
  z-index: 0;
  opacity: 0.5;
}

/* ── Inner grid ── */
.hero-fb-inner {
  position: relative;
  z-index: 1;
  max-width: var(--max-width);
  width: 100%;
  margin: 0 auto;
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 0;
  align-items: center;
  min-height: calc(100vh - var(--nav-height));
}

/* ════════════ LEFT COLUMN ════════════ */
.hero-fb-content {
  padding: 72px 5% 72px 8%;
  display: flex;
  flex-direction: column;
  gap: 0;
}

/* Pill badge */
.hero-pill-badge {
  display: inline-flex;
  align-items: center;
  gap: 7px;
  padding: 6px 16px;
  background: rgba(27, 43, 107, 0.07);
  border: 1.5px solid rgba(27, 43, 107, 0.15);
  border-radius: var(--r-pill);
  font-size: 11px;
  font-weight: 700;
  color: var(--navy);
  letter-spacing: 0.8px;
  text-transform: uppercase;
  margin-bottom: 24px;
  width: fit-content;
  animation: fb-fade-up 0.5s var(--ease-out) 0.1s both;
}

.hero-pill-badge i {
  color: var(--amber);
  font-size: 12px;
}

/* Main headline */
.hero-fb-title {
  font-family: var(--font-display);
  font-size: clamp(34px, 4.2vw, 58px);
  font-weight: 800;
  color: var(--slate-900);
  line-height: 1.15;
  letter-spacing: -1.5px;
  margin: 0 0 16px;
  animation: fb-fade-up 0.55s var(--ease-out) 0.2s both;
}

/* Amber underline accent (Finance Buddha style) */
.hero-fb-underline {
  width: 120px;
  height: 5px;
  background: var(--grad-amber);
  border-radius: var(--r-pill);
  margin-bottom: 24px;
  animation: fb-fade-up 0.5s var(--ease-out) 0.3s both;
}

/* Subtext */
.hero-fb-sub {
  font-size: 17px;
  color: var(--slate-500);
  line-height: 1.75;
  max-width: 480px;
  margin: 0 0 32px;
  animation: fb-fade-up 0.5s var(--ease-out) 0.35s both;
}

/* CTA Buttons */
.hero-fb-actions {
  display: flex;
  align-items: center;
  gap: 14px;
  flex-wrap: wrap;
  margin-bottom: 36px;
  animation: fb-fade-up 0.5s var(--ease-out) 0.4s both;
}

.hero-fb-btn-primary {
  display: inline-flex;
  align-items: center;
  gap: 9px;
  padding: 15px 32px;
  background: var(--grad-amber);
  color: var(--white);
  font-family: var(--font-display);
  font-size: 15px;
  font-weight: 700;
  border-radius: var(--r-pill);
  box-shadow: var(--shadow-amber);
  transition: transform 0.2s var(--ease-out), box-shadow 0.2s, opacity 0.2s;
  white-space: nowrap;
}

.hero-fb-btn-primary:hover {
  transform: translateY(-3px);
  box-shadow: 0 16px 36px rgba(232, 130, 12, 0.40);
  opacity: 0.95;
}

.hero-fb-btn-outline {
  display: inline-flex;
  align-items: center;
  gap: 9px;
  padding: 14px 28px;
  background: transparent;
  color: var(--navy);
  font-family: var(--font-display);
  font-size: 15px;
  font-weight: 700;
  border-radius: var(--r-pill);
  border: 2px solid var(--navy-pastel);
  transition: border-color 0.2s, background 0.2s, transform 0.2s var(--ease-out);
  white-space: nowrap;
}

.hero-fb-btn-outline:hover {
  border-color: var(--navy);
  background: var(--navy-pale);
  transform: translateY(-3px);
}

/* Stat strip */
.hero-fb-stats {
  display: flex;
  align-items: center;
  gap: 0;
  margin-bottom: 32px;
  animation: fb-fade-up 0.5s var(--ease-out) 0.48s both;
  padding: 20px 24px;
  background: var(--white);
  border: 1.5px solid var(--slate-200);
  border-radius: var(--r-xl);
  box-shadow: var(--shadow-xs);
  width: fit-content;
}

.hero-fb-stat {
  display: flex;
  flex-direction: column;
  align-items: center;
  padding: 0 28px;
}

.hero-fb-stat:first-child {
  padding-left: 0;
}

.hero-fb-stat:last-child {
  padding-right: 0;
}

.hero-fb-stat-num {
  font-family: var(--font-display);
  font-size: 28px;
  font-weight: 800;
  color: var(--navy);
  letter-spacing: -0.5px;
  line-height: 1;
}

.hero-fb-stat-lbl {
  font-size: 11px;
  font-weight: 600;
  color: var(--slate-400);
  text-transform: uppercase;
  letter-spacing: 0.5px;
  margin-top: 4px;
}

.hero-fb-stat-divider {
  width: 1px;
  height: 36px;
  background: var(--slate-200);
  flex-shrink: 0;
}

/* Trust chips (lender logos) */
.hero-fb-trust {
  animation: fb-fade-up 0.5s var(--ease-out) 0.55s both;
}

.hero-fb-trust-label {
  display: block;
  font-size: 11px;
  font-weight: 600;
  color: var(--slate-400);
  text-transform: uppercase;
  letter-spacing: 0.8px;
  margin-bottom: 10px;
}

.hero-fb-trust-chips {
  display: flex;
  align-items: center;
  gap: 8px;
  flex-wrap: wrap;
}

.trust-chip {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  padding: 6px 14px;
  background: var(--white);
  border: 1.5px solid var(--slate-200);
  border-radius: var(--r-pill);
  font-size: 11px;
  font-weight: 700;
  color: var(--slate-700);
  box-shadow: var(--shadow-xs);
  transition: border-color 0.2s, box-shadow 0.2s, transform 0.2s;
}

.trust-chip:hover {
  border-color: var(--navy-pastel);
  box-shadow: var(--shadow-sm);
  transform: translateY(-2px);
}

.trust-chip-more {
  background: var(--navy);
  color: var(--white);
  border-color: var(--navy);
}

/* ════════════ RIGHT COLUMN ════════════ */
.hero-fb-visual {
  position: relative;
  display: flex;
  align-items: flex-end;
  justify-content: center;
  height: 100%;
  min-height: calc(100vh - var(--nav-height));
  overflow: hidden;
  background: linear-gradient(160deg, #EEF1FB 0%, #DEEAF8 60%, #C8DCF5 100%);
}

/* Person photo */
.hero-fb-person {
  display: block;
  width: 100%;
  max-width: 520px;
  height: auto;
  object-fit: cover;
  object-position: top center;
  filter: drop-shadow(0 24px 48px rgba(27, 43, 107, 0.18));
  animation: fb-person-rise 0.7s var(--ease-out) 0.2s both;
  position: relative;
  z-index: 2;
}

@keyframes fb-person-rise {
  from {
    opacity: 0;
    transform: translateY(32px);
  }

  to {
    opacity: 1;
    transform: translateY(0);
  }
}

/* Floating "Loan Approved" badge */
.hero-fb-approval-badge {
  position: absolute;
  top: 80px;
  left: -24px;
  z-index: 10;
  display: flex;
  align-items: center;
  gap: 10px;
  padding: 12px 18px;
  background: var(--white);
  border-radius: var(--r-xl);
  box-shadow: 0 8px 32px rgba(27, 43, 107, 0.16);
  border: 1.5px solid var(--green-pale);
  animation: fb-badge-in 0.6s var(--ease-out) 0.8s both;
}

@keyframes fb-badge-in {
  from {
    opacity: 0;
    transform: translateX(-20px) scale(0.9);
  }

  to {
    opacity: 1;
    transform: translateX(0) scale(1);
  }
}

.approval-icon {
  width: 36px;
  height: 36px;
  border-radius: 50%;
  background: var(--green-pale);
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--green);
  font-size: 18px;
  flex-shrink: 0;
}

.approval-text {
  display: flex;
  flex-direction: column;
}

.approval-title {
  font-family: var(--font-display);
  font-size: 13px;
  font-weight: 800;
  color: var(--slate-900);
  line-height: 1.2;
}

.approval-sub {
  font-size: 11px;
  color: var(--slate-400);
  font-weight: 500;
}

/* Floating "Same Day" card */
.hero-fb-float-card {
  position: absolute;
  bottom: 60px;
  right: -20px;
  z-index: 10;
  display: flex;
  align-items: center;
  gap: 12px;
  padding: 14px 20px;
  background: var(--navy);
  color: var(--white);
  border-radius: var(--r-xl);
  box-shadow: 0 12px 32px rgba(27, 43, 107, 0.30);
  animation: fb-card-in 0.6s var(--ease-out) 1.0s both;
}

@keyframes fb-card-in {
  from {
    opacity: 0;
    transform: translateX(20px) scale(0.9);
  }

  to {
    opacity: 1;
    transform: translateX(0) scale(1);
  }
}

.hero-fb-float-card i {
  font-size: 22px;
  color: var(--amber-light);
  flex-shrink: 0;
}

.float-card-num {
  display: block;
  font-family: var(--font-display);
  font-size: 15px;
  font-weight: 800;
  line-height: 1.2;
}

.float-card-lbl {
  font-size: 10px;
  font-weight: 600;
  color: rgba(255, 255, 255, 0.55);
  text-transform: uppercase;
  letter-spacing: 0.5px;
}

/* ── Hero entrance animations ── */
@keyframes fb-fade-up {
  from {
    opacity: 0;
    transform: translateY(18px);
  }

  to {
    opacity: 1;
    transform: translateY(0);
  }
}

/* ════════ RESPONSIVE ════════ */
@media (max-width: 1024px) {
  .hero-fb-inner {
    grid-template-columns: 1fr;
    min-height: auto;
  }

  .hero-fb-content {
    padding: 60px 6% 40px;
    align-items: center;
    text-align: center;
  }

  .hero-fb-title {
    letter-spacing: -1px;
  }

  .hero-fb-underline {
    margin-left: auto;
    margin-right: auto;
  }

  .hero-fb-sub {
    text-align: center;
    max-width: 560px;
  }

  .hero-fb-actions {
    justify-content: center;
  }

  .hero-fb-stats {
    margin-left: auto;
    margin-right: auto;
  }

  .hero-fb-trust {
    text-align: center;
  }

  .hero-fb-trust-chips {
    justify-content: center;
  }

  .hero-fb-visual {
    min-height: 480px;
    order: -1;
  }

  .hero-fb-person {
    max-width: 400px;
  }

  .hero-fb-approval-badge {
    top: 24px;
    left: 16px;
  }

  .hero-fb-float-card {
    bottom: 24px;
    right: 16px;
  }
}

@media (max-width: 640px) {
  .hero-fb-content {
    padding: 48px 5% 32px;
  }

  .hero-fb-title {
    font-size: 32px;
    letter-spacing: -0.5px;
  }

  .hero-fb-sub {
    font-size: 15px;
  }

  .hero-fb-actions {
    flex-direction: column;
    width: 100%;
  }

  .hero-fb-btn-primary,
  .hero-fb-btn-outline {
    width: 100%;
    justify-content: center;
  }

  .hero-fb-stats {
    flex-wrap: wrap;
    gap: 12px;
    justify-content: center;
    padding: 16px 18px;
  }

  .hero-fb-stat {
    padding: 0 16px;
  }

  .hero-fb-stat-divider {
    display: none;
  }

  .hero-fb-visual {
    min-height: 340px;
  }

  .hero-fb-person {
    max-width: 280px;
  }

  .hero-fb-approval-badge {
    display: none;
  }

  .hero-fb-float-card {
    bottom: 16px;
    right: 8px;
  }
}


/* ══════════════════════════════════════════
   HERO-BG — Full-viewport background image hero
   hero-person.png covers the full section;
   gradient overlay keeps left-side text readable
   ══════════════════════════════════════════ */

.hero-bg {
  position: relative;
  width: 100%;
  height: 100vh;
  min-height: 600px;
  max-height: 100vh;
  overflow: hidden;
  display: flex;
  align-items: center;
}

/* ── Background image layer ── */
.hero-bg-img {
  position: absolute;
  inset: 0;
  background-image: url('../img/hero-person.png');
  background-size: cover;
  background-position: center top;
  background-repeat: no-repeat;
  z-index: 0;
}

/* ── Gradient overlay: opaque dark-navy on left, transparent on right ── */
.hero-bg-overlay {
  position: absolute;
  inset: 0;
  background: linear-gradient(105deg,
      rgba(10, 18, 50, 0.82) 0%,
      rgba(10, 18, 50, 0.70) 38%,
      rgba(10, 18, 50, 0.35) 62%,
      rgba(10, 18, 50, 0.00) 100%);
  z-index: 1;
}

/* ── Content container ── */
.hero-bg-inner {
  position: relative;
  z-index: 2;
  width: 100%;
  max-width: var(--max-width);
  margin: 0 auto;
  padding: calc(var(--nav-height) + 48px) 8% 56px;
  display: flex;
  flex-direction: column;
  align-items: flex-start;
  gap: 0;
}

/* ── Override pill badge for dark bg ── */
.hero-bg-inner .hero-pill-badge {
  background: rgba(255, 255, 255, 0.12);
  border-color: rgba(255, 255, 255, 0.25);
  color: rgba(255, 255, 255, 0.90);
}

.hero-bg-inner .hero-pill-badge i {
  color: var(--amber-light);
}

/* ── Override title for dark bg ── */
.hero-bg-inner .hero-fb-title {
  color: #FFFFFF;
  text-shadow: 0 2px 16px rgba(0, 0, 0, 0.30);
}

/* ── Override subtext for dark bg ── */
.hero-bg-inner .hero-fb-sub {
  color: rgba(255, 255, 255, 0.75);
}

/* ── Outline button variant for dark bg ── */
.hero-btn-outline-dark {
  background: rgba(255, 255, 255, 0.10) !important;
  border-color: rgba(255, 255, 255, 0.35) !important;
  color: #FFFFFF !important;
  backdrop-filter: blur(6px);
  -webkit-backdrop-filter: blur(6px);
}

.hero-btn-outline-dark:hover {
  background: rgba(255, 255, 255, 0.20) !important;
  border-color: rgba(255, 255, 255, 0.60) !important;
}

/* ── Stats strip for dark bg ── */
.hero-stats-dark {
  background: rgba(255, 255, 255, 0.10) !important;
  border-color: rgba(255, 255, 255, 0.20) !important;
  backdrop-filter: blur(10px);
  -webkit-backdrop-filter: blur(10px);
}

.hero-stats-dark .hero-fb-stat-num {
  color: var(--amber-light) !important;
}

.hero-stats-dark .hero-fb-stat-lbl {
  color: rgba(255, 255, 255, 0.55) !important;
}

.hero-stats-dark .hero-fb-stat-divider {
  background: rgba(255, 255, 255, 0.20) !important;
}

/* ── Trust label for dark bg ── */
.hero-trust-label-dark {
  color: rgba(255, 255, 255, 0.55) !important;
}

.hero-bg-inner .trust-chip {
  background: rgba(255, 255, 255, 0.12);
  border-color: rgba(255, 255, 255, 0.25);
  color: rgba(255, 255, 255, 0.90);
  backdrop-filter: blur(6px);
  -webkit-backdrop-filter: blur(6px);
}

.hero-bg-inner .trust-chip:hover {
  background: rgba(255, 255, 255, 0.22);
  border-color: rgba(255, 255, 255, 0.45);
}

.hero-bg-inner .trust-chip-more {
  background: var(--amber);
  border-color: var(--amber);
  color: #FFFFFF;
}

/* ════════ RESPONSIVE ════════ */

/* Large screens: shift image anchor to show more of person's face/body */
@media (min-width: 1400px) {
  .hero-bg-img {
    background-position: 65% top;
  }
}

/* Medium / tablet */
@media (max-width: 1024px) {
  .hero-bg {
    height: 100vh;
    min-height: 560px;
  }

  .hero-bg-overlay {
    background: linear-gradient(180deg,
        rgba(10, 18, 50, 0.80) 0%,
        rgba(10, 18, 50, 0.65) 60%,
        rgba(10, 18, 50, 0.30) 100%);
  }

  .hero-bg-inner {
    align-items: center;
    text-align: center;
    padding: calc(var(--nav-height) + 40px) 6% 48px;
  }

  .hero-bg-inner .hero-fb-underline {
    margin-left: auto;
    margin-right: auto;
  }

  .hero-bg-inner .hero-fb-sub {
    text-align: center;
    max-width: 560px;
  }

  .hero-bg-inner .hero-fb-actions {
    justify-content: center;
  }

  .hero-bg-inner .hero-fb-stats {
    margin-left: auto;
    margin-right: auto;
  }

  .hero-bg-inner .hero-fb-trust {
    text-align: center;
  }

  .hero-bg-inner .hero-fb-trust-chips {
    justify-content: center;
  }

  .hero-bg-inner .hero-pill-badge {
    align-self: center;
  }

  .hero-bg-img {
    background-position: 60% top;
  }
}

/* Mobile */
@media (max-width: 640px) {
  .hero-bg {
    height: 100svh;
    min-height: 580px;
  }

  .hero-bg-overlay {
    background: rgba(10, 18, 50, 0.72);
  }

  .hero-bg-inner {
    padding: calc(var(--nav-height) + 32px) 5% 40px;
  }

  .hero-bg-inner .hero-fb-title {
    font-size: 32px;
    letter-spacing: -0.5px;
  }

  .hero-bg-inner .hero-fb-sub {
    font-size: 15px;
  }

  .hero-bg-inner .hero-fb-actions {
    flex-direction: column;
    width: 100%;
  }

  .hero-bg-inner .hero-fb-btn-primary,
  .hero-bg-inner .hero-btn-outline-dark {
    width: 100%;
    justify-content: center;
  }

  .hero-bg-inner .hero-fb-stats {
    flex-wrap: wrap;
    gap: 12px;
    justify-content: center;
    padding: 16px 18px;
  }

  .hero-bg-inner .hero-fb-stat {
    padding: 0 16px;
  }

  .hero-bg-inner .hero-fb-stat-divider {
    display: none;
  }

  .hero-bg-img {
    background-position: center top;
  }
}

/* Extra small screens */
@media (max-width: 380px) {
  .hero-bg-inner .hero-fb-title {
    font-size: 28px;
  }
}

.faq {
  background: linear-gradient(180deg, #F0F4FF 0%, #F8FAFC 100%) !important;
}

.faq-item.open {
  border-color: #4F46E5 !important;
  box-shadow: 0 0 0 3px rgba(79, 70, 229, 0.08) !important;
}

.faq-item.open .faq-icon {
  background: #4F46E5 !important;
  border-color: #4F46E5 !important;
}

.faq-question:hover {
  color: #4F46E5 !important;
}

/* Lender bar — navy branded strip */
.lender-bar {
  background: linear-gradient(90deg, #1B2B6B 0%, #243580 50%, #1B2B6B 100%) !important;
  border-top: none !important;
  border-bottom: none !important;
}

.lender-bar-label {
  color: rgba(255, 255, 255, 0.45) !important;
}

.lender-ticker span {
  color: rgba(255, 255, 255, 0.75) !important;
  border-right-color: rgba(255, 255, 255, 0.12) !important;
}

/* Calculator — keep navy, boost vibrancy */
.calculator {
  background: linear-gradient(160deg, #1B2B6B 0%, #243580 55%, #1a265f 100%) !important;
}

.calc-emi-value {
  color: #FCD34D !important;
}

.calc-field-value {
  color: #FCD34D !important;
  background: rgba(252, 211, 77, 0.10) !important;
  border-color: rgba(252, 211, 77, 0.20) !important;
}

.calc-emi-display {
  background: rgba(252, 211, 77, 0.08) !important;
  border-color: rgba(252, 211, 77, 0.18) !important;
}

.bd-principal::before {
  background: #FCD34D !important;
}

/* CTA Banner — rich dark + amber accent */
.cta-banner {
  background: linear-gradient(145deg, #0F172A 0%, #1B2B6B 45%, #0F172A 100%) !important;
}

/* ══════════════════════════════════════════
   PHASE 3: DYNAMIC SEGMENTATION BLOCK
   ══════════════════════════════════════════ */

/* ── Section Overrides on #loans ── */
#loans {
  background: linear-gradient(180deg, #F0F3FC 0%, #E6ECFA 100%) !important;
  color: var(--navy) !important;
  border-top: none !important;
  min-height: calc(100vh - var(--nav-height));
  display: flex;
  flex-direction: column;
  justify-content: center;
  align-items: center;
  box-sizing: border-box;
  padding: 60px 0 !important;
}
#loans .section-header {
  margin-bottom: 24px;
}
#loans .section-header h2 {
  color: var(--navy) !important;
}
#loans .section-header p {
  color: var(--slate-700) !important;
}

/* ── Segment Pillars Layout ── */
.segment-pillars-container {
  margin-top: 20px;
  margin-bottom: 20px;
  width: 100%;
  transition: margin 0.4s var(--ease-out);
}
.segment-pillars-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
  max-width: var(--max-width);
  margin: 0 auto;
  transition: grid-template-columns 0.4s var(--ease-out), gap 0.4s var(--ease-out), max-width 0.4s var(--ease-out);
}

/* ── Individual Pillar Card ── */
.segment-pillar {
  position: relative;
  border-radius: var(--r-xl);
  padding: 28px 24px;
  overflow: hidden;
  background: rgba(255, 255, 255, 0.75);
  border: 1.5px solid rgba(27, 43, 107, 0.08);
  backdrop-filter: blur(12px);
  -webkit-backdrop-filter: blur(12px);
  cursor: pointer;
  opacity: 0; /* Animated in by intersection observer */
  transform: translateY(50px);
  transition: transform 0.6s cubic-bezier(0.34, 1.56, 0.64, 1), border-color var(--dur-mid), box-shadow var(--dur-mid), opacity var(--dur-mid), min-height 0.4s var(--ease-out), padding 0.4s var(--ease-out), background var(--dur-mid);
  min-height: 300px;
  display: flex;
  flex-direction: column;
  justify-content: space-between;
  box-shadow: 0 10px 30px rgba(27, 43, 107, 0.04);
}
.pillar-bg-gradient {
  position: absolute;
  inset: 0;
  opacity: 0.04;
  transition: opacity var(--dur-mid);
  z-index: 0;
}
.pillar-content {
  position: relative;
  z-index: 1;
  height: 100%;
  display: flex;
  flex-direction: column;
  align-items: center;
  text-align: center;
}
.pillar-icon {
  font-size: 48px;
  margin-bottom: 12px;
  transition: transform var(--dur-slow) var(--ease-out);
  display: inline-block;
}
.segment-pillar h3 {
  font-family: var(--font-display);
  font-size: 22px;
  font-weight: 800;
  color: var(--navy) !important;
  margin-bottom: 6px;
  letter-spacing: -0.5px;
}
.pillar-description {
  font-size: 13.5px;
  line-height: 1.6;
  color: var(--slate-600);
  margin-top: 8px;
  margin-bottom: 16px;
  text-align: center;
  opacity: 1;
  transform: translateY(0);
  transition: opacity var(--dur-mid) var(--ease-out), transform var(--dur-mid) var(--ease-out), max-height var(--dur-mid) var(--ease-out), margin var(--dur-mid) var(--ease-out);
  max-height: 120px;
  overflow: hidden;
}

/* ── Preview List ── */
.pillar-preview-list {
  list-style: none;
  padding: 0;
  margin: 0;
  opacity: 0;
  transform: translateY(15px);
  transition: opacity var(--dur-mid) var(--ease-out), transform var(--dur-mid) var(--ease-out), max-height var(--dur-mid) var(--ease-out), margin var(--dur-mid) var(--ease-out);
  max-height: 0;
  overflow: hidden;
  display: flex;
  flex-direction: column;
  gap: 6px;
  align-items: center;
}
.pillar-preview-list li {
  font-size: 14.5px;
  color: var(--slate-700);
  font-weight: 600;
  display: flex;
  align-items: center;
  gap: 6px;
}
.pillar-preview-list li::before {
  content: "•";
  color: var(--pillar-accent);
  font-weight: bold;
}
.pillar-cta {
  font-size: 14px;
  font-weight: 700;
  color: var(--pillar-accent);
  display: inline-flex;
  align-items: center;
  gap: 6px;
  border-bottom: 1.5px solid transparent;
  padding-bottom: 2px;
  transition: border-color var(--dur-fast), gap var(--dur-fast), color var(--dur-fast);
  margin-top: auto;
}

/* ── Hover Effects ── */
.segment-pillar:hover {
  transform: translateY(-6px);
  border-color: var(--pillar-accent);
  background: rgba(255, 255, 255, 0.90);
  box-shadow: 0 16px 36px rgba(var(--pillar-rgb), 0.15);
}
.segment-pillar:hover .pillar-icon {
  transform: translateY(-4px) scale(1.05);
}
.segment-pillar:hover .pillar-bg-gradient {
  opacity: 0.08;
}
.segment-pillar:hover .pillar-description {
  opacity: 0;
  transform: translateY(-10px);
  max-height: 0;
  margin-top: 0;
  margin-bottom: 0;
}
.segment-pillar:hover .pillar-preview-list {
  opacity: 1;
  transform: translateY(0);
  max-height: 200px;
  margin-bottom: 20px;
}
.segment-pillar:hover .pillar-cta {
  gap: 10px;
  border-bottom-color: var(--pillar-accent);
}

/* ── Selected State mappings ── */
.segment-pillar[data-segment="salaried"] { --pillar-accent: #4F46E5; --pillar-rgb: 79, 70, 229; }
.segment-pillar[data-segment="business"] { --pillar-accent: #D97706; --pillar-rgb: 217, 119, 6; }
.segment-pillar[data-segment="professional"] { --pillar-accent: #7C3AED; --pillar-rgb: 124, 58, 237; }

.segment-pillar.selected {
  border-color: var(--pillar-accent) !important;
  box-shadow: 0 16px 40px rgba(var(--pillar-rgb), 0.18), 0 0 0 2px var(--pillar-accent) !important;
  background: rgba(255, 255, 255, 0.95) !important;
}
.segment-pillar.selected .pillar-bg-gradient {
  opacity: 0.10;
}
.segment-pillar.selected .pillar-description {
  opacity: 0;
  transform: translateY(-10px);
  max-height: 0;
  margin-top: 0;
  margin-bottom: 0;
}
.segment-pillar.selected .pillar-preview-list {
  opacity: 1;
  transform: translateY(0);
  max-height: 200px;
  margin-bottom: 20px;
}
.segment-pillar.selected .pillar-cta {
  color: var(--pillar-accent);
  border-color: var(--pillar-accent);
}
.segment-pillar.dimmed {
  opacity: 0.45;
  transform: scale(0.97);
}

/* ── Compact Morphing State ── */
.segment-pillars-container.compact {
  margin-top: 15px;
  margin-bottom: 15px;
}
.segment-pillars-grid {
  transition: grid-template-columns 0.4s var(--ease-out), gap 0.4s var(--ease-out), max-width 0.4s var(--ease-out);
}
.segment-pillars-container.compact .segment-pillars-grid {
  grid-template-columns: repeat(3, 1fr);
  gap: 16px;
  max-width: 860px;
  margin: 0 auto;
}
.segment-pillars-container.compact .segment-pillar {
  min-height: 64px;
  padding: 12px 24px;
  flex-direction: row;
  align-items: center;
  justify-content: center;
  gap: 12px;
  border-radius: var(--r-pill);
  opacity: 1 !important;
  transform: translateY(0) scale(1) !important;
}
.segment-pillars-container.compact .segment-pillar .pillar-content {
  flex-direction: row;
  align-items: center;
  gap: 12px;
  height: auto;
  width: auto;
}
.segment-pillars-container.compact .segment-pillar .pillar-icon {
  font-size: 24px;
  margin-bottom: 0;
}
.segment-pillars-container.compact .segment-pillar h3 {
  font-size: 16px;
  margin-bottom: 0;
}
.segment-pillars-container.compact .segment-pillar .loan-count-badge,
.segment-pillars-container.compact .segment-pillar .pillar-preview-list,
.segment-pillars-container.compact .segment-pillar .pillar-description,
.segment-pillars-container.compact .segment-pillar .pillar-cta {
  display: none !important;
}

/* ── SVG Glowing Connector ── */
.connector-container {
  height: 60px;
  width: 100%;
  position: relative;
  display: flex;
  justify-content: center;
  opacity: 0;
  transform: translateY(-10px);
  transition: opacity var(--dur-mid), transform var(--dur-mid);
  z-index: 5;
}
.connector-container.active {
  opacity: 1;
  transform: translateY(0);
}
.glowing-connector {
  overflow: visible;
}
.connector-path {
  stroke-dasharray: 1000;
  stroke-dashoffset: 1000;
  animation: draw-connection 1.2s ease-out forwards, pulse-glow 2.5s infinite alternate;
}
@keyframes draw-connection {
  to {
    stroke-dashoffset: 0;
  }
}
@keyframes pulse-glow {
  0% { stroke-width: 3.5px; filter: drop-shadow(0 0 2px var(--accent-glow)); }
  100% { stroke-width: 5px; filter: drop-shadow(0 0 8px var(--accent-solid)); }
}

/* ── Neutral Initial State ── */
.neutral-prompt-state {
  text-align: center;
  padding: 40px 32px;
  background: rgba(27, 43, 107, 0.02);
  border: 1.5px dashed rgba(27, 43, 107, 0.15);
  border-radius: var(--r-2xl);
  max-width: 600px;
  margin: 30px auto;
  transition: opacity var(--dur-mid), transform var(--dur-mid);
  animation: pulse-border 3s infinite alternate;
}
.neutral-prompt-state h3 {
  font-family: var(--font-display);
  font-size: 20px;
  color: var(--navy);
  margin-bottom: 8px;
}
.neutral-prompt-state p {
  font-size: 14.5px;
  color: var(--slate-600);
  max-width: 440px;
  margin: 0 auto;
}
.neutral-prompt-state .prompt-icon {
  font-size: 44px;
  color: rgba(27, 43, 107, 0.25);
  margin-bottom: 16px;
  animation: pulse-icon 2s infinite alternate;
}
@keyframes pulse-icon {
  0% { transform: scale(1); opacity: 0.5; }
  100% { transform: scale(1.1); opacity: 1; }
}
@keyframes pulse-border {
  0% { border-color: rgba(27, 43, 107, 0.1); }
  100% { border-color: rgba(27, 43, 107, 0.3); }
}

/* ── Filtering Transitions ── */
.products-grid.grid-hidden {
  display: none !important;
}
.loan-card.filtering-out {
  opacity: 0;
  transform: translateY(20px) scale(0.96) !important;
  pointer-events: none;
}
.loan-card.filtered-hidden {
  display: none !important;
}

/* ── Redesigned Card Header Band ── */
/* ── Redesigned Card Header Band (Horizontal + Premium layout) ── */
.loan-card-header-band {
  margin: -26px -26px 22px -26px;
  height: 98px;
  display: flex;
  flex-direction: row;
  align-items: center;
  justify-content: flex-start;
  padding: 0 24px;
  gap: 16px;
  border-radius: var(--r-2xl) var(--r-2xl) 0 0;
  position: relative;
  overflow: hidden;
  box-shadow: inset 0 -10px 20px rgba(0, 0, 0, 0.05);
}
.aux-card-header-band {
  margin: -22px -22px 18px -22px;
  height: 84px;
  display: flex;
  flex-direction: row;
  align-items: center;
  justify-content: flex-start;
  padding: 0 20px;
  gap: 12px;
  border-radius: var(--r-xl) var(--r-xl) 0 0;
  position: relative;
  overflow: hidden;
  box-shadow: inset 0 -10px 20px rgba(0, 0, 0, 0.05);
}
.loan-card-header-band::before,
.aux-card-header-band::before {
  content: '';
  position: absolute;
  inset: 0;
  opacity: 0.15;
  background-image: radial-gradient(circle at 30% 20%, rgba(255, 255, 255, 0.6) 0%, transparent 60%);
  pointer-events: none;
  z-index: 1;
}

/* Glassmorphic Icon Containers inside bands */
.loan-card-band-icon,
.aux-card-band-icon {
  font-size: 20px;
  color: var(--white);
  z-index: 2;
  display: flex;
  align-items: center;
  justify-content: center;
  width: 44px;
  height: 44px;
  background: rgba(255, 255, 255, 0.16);
  border: 1px solid rgba(255, 255, 255, 0.28);
  border-radius: var(--r-xl);
  backdrop-filter: blur(8px);
  -webkit-backdrop-filter: blur(8px);
  box-shadow: 0 4px 12px rgba(0, 0, 0, 0.08);
  flex-shrink: 0;
  transition: transform var(--dur-mid) var(--ease-out), background var(--dur-mid) var(--ease-out), border-color var(--dur-mid) var(--ease-out);
  animation: float-icon 5s ease-in-out infinite;
}
.aux-card-band-icon {
  font-size: 18px;
  width: 38px;
  height: 38px;
  border-radius: var(--r-lg);
}

.loan-card:hover .loan-card-band-icon,
.aux-card:hover .aux-card-band-icon {
  transform: scale(1.1) rotate(6deg);
  background: rgba(255, 255, 255, 0.26);
  border-color: rgba(255, 255, 255, 0.45);
}

@keyframes float-icon {
  0%, 100% { transform: translateY(0); }
  50% { transform: translateY(-3px); }
}

/* Assigning gradients to card header bands */
.header-band-business { background: linear-gradient(135deg, #0F766E 0%, #D97706 100%); }
.header-band-personal { background: linear-gradient(135deg, #7C3AED 0%, #A855F7 100%); }
.header-band-professional { background: linear-gradient(135deg, #047857 0%, #0891B2 100%); }
.header-band-housing { background: linear-gradient(135deg, #0369A1 0%, #0891B2 100%); }
.header-band-lap { background: linear-gradient(135deg, #B45309 0%, #D97706 100%); }
.header-band-car { background: linear-gradient(135deg, #BE185D 0%, #E11D48 100%); }
.header-band-bike { background: linear-gradient(135deg, #475569 0%, #6366F1 100%); }
.header-band-medical { background: linear-gradient(135deg, #0F766E 0%, #0891B2 100%); }
.header-band-machinery { background: linear-gradient(135deg, #1E3A5F 0%, #1B2B6B 100%); }
.header-band-commercial { background: linear-gradient(135deg, #166534 0%, #15803D 100%); }
.header-band-construction { background: linear-gradient(135deg, #92400E 0%, #B45309 100%); }
.header-band-education { background: linear-gradient(135deg, #6366F1 0%, #4F46E5 100%); }
.header-band-shares { background: linear-gradient(135deg, #3B82F6 0%, #1D4ED8 100%); }
.header-band-mutualfunds { background: linear-gradient(135deg, #10B981 0%, #059669 100%); }

/* Redesigned Card Heading inside the bands */
.loan-card-header-band h3,
.aux-card-header-band h3 {
  font-family: var(--font-display), sans-serif;
  font-weight: 800;
  color: var(--white) !important;
  margin: 0 !important;
  z-index: 2;
  text-shadow: 0 2px 4px rgba(0, 0, 0, 0.15);
  letter-spacing: -0.4px;
}
.loan-card-header-band h3 {
  font-size: 19px;
}
.aux-card-header-band h3 {
  font-size: 17px;
  font-weight: 700;
  letter-spacing: -0.3px;
}

/* Card Theme Variables for background matching */
#card-business { --card-theme-color: #1B2B6B; }
#card-personal { --card-theme-color: #7C3AED; }
#card-professional { --card-theme-color: #059669; }
#card-housing { --card-theme-color: #0369A1; }
#card-lap { --card-theme-color: #B45309; }
#card-car { --card-theme-color: #BE185D; }
#card-bike { --card-theme-color: #475569; }
#card-medical { --card-theme-color: #0F766E; }
#card-machinery { --card-theme-color: #1E3A5F; }
#card-commercial { --card-theme-color: #166534; }
#card-construction { --card-theme-color: #92400E; }
#card-aux-education { --card-theme-color: #6366F1; }
#card-aux-shares { --card-theme-color: #3B82F6; }
#card-aux-mutualfunds { --card-theme-color: #10B981; }

/* ── Elite Shimmering Shine Effect ── */
.loan-card-shine {
  position: absolute;
  top: 0;
  left: -150%;
  width: 50%;
  height: 100%;
  background: linear-gradient(90deg, transparent, rgba(255, 255, 255, 0.24), transparent);
  transform: skewX(-22deg);
  pointer-events: none;
  z-index: 4;
}
.loan-card:hover .loan-card-shine,
.aux-card:hover .loan-card-shine {
  left: 150%;
  transition: left 1.1s cubic-bezier(0.16, 1, 0.3, 1);
}

/* ── Large Background Watermark Icons ── */
.card-watermark {
  position: absolute;
  bottom: -22px;
  right: -22px;
  font-size: 130px;
  color: var(--card-theme-color, var(--navy));
  opacity: 0.035;
  pointer-events: none;
  z-index: 0;
  transform: rotate(-12deg);
  transition: transform var(--dur-slow) var(--ease-out), opacity var(--dur-mid) var(--ease-out);
}
.loan-card:hover .card-watermark,
.aux-card:hover .card-watermark {
  transform: rotate(-3deg) scale(1.16);
  opacity: 0.08;
}

/* ── Stat Chips Watermark Symbols (ROI, Max, Tenure) ── */
.stat-chip::before,
.aux-stat-chip::before {
  position: absolute;
  font-size: 34px;
  font-weight: 900;
  color: var(--card-theme-color, var(--navy));
  opacity: 0.06;
  pointer-events: none;
  line-height: 1;
  z-index: 0;
  transition: opacity var(--dur-mid) var(--ease-out), transform var(--dur-mid) var(--ease-out);
}
.stat-chip:nth-child(1)::before,
.aux-stat-chip:nth-child(1)::before {
  content: '%';
  top: -6px;
  right: -6px;
  transform: rotate(15deg);
}
.stat-chip:nth-child(2)::before,
.aux-stat-chip:nth-child(2)::before {
  content: '₹';
  bottom: -10px;
  left: -2px;
  transform: rotate(-10deg);
  font-size: 38px;
}
.stat-chip:nth-child(3)::before,
.aux-stat-chip:nth-child(3)::before {
  content: '\f133'; /* Calendar icon */
  font-family: 'Font Awesome 5 Free';
  font-weight: 400;
  bottom: -6px;
  right: -6px;
  transform: rotate(-15deg);
  font-size: 28px;
}

/* Hover overlays for stat chip watermarks */
.loan-card:hover .stat-chip::before,
.aux-card:hover .aux-stat-chip::before {
  opacity: 0.12;
}
.loan-card:hover .stat-chip:nth-child(1)::before,
.aux-card:hover .aux-stat-chip:nth-child(1)::before {
  transform: scale(1.1) rotate(15deg);
}
.loan-card:hover .stat-chip:nth-child(2)::before,
.aux-card:hover .aux-stat-chip:nth-child(2)::before {
  transform: scale(1.1) rotate(-10deg);
}
.loan-card:hover .stat-chip:nth-child(3)::before,
.aux-card:hover .aux-stat-chip:nth-child(3)::before {
  transform: scale(1.1) rotate(-15deg);
}

/* Shimmer effect on stat chips */
.stat-chip {
  position: relative;
  overflow: hidden;
}
.stat-chip::after {
  content: '';
  position: absolute;
  top: 0; left: -150%;
  width: 60%; height: 100%;
  background: linear-gradient(90deg, transparent, rgba(255,255,255,0.45), transparent);
  transform: skewX(-20deg);
  transition: none;
}
.loan-card:hover .stat-chip::after {
  left: 150%;
  transition: left 0.9s cubic-bezier(0.16, 1, 0.3, 1);
}

/* Apply button underline sweep */
.loan-card .btn-ghost {
  position: relative;
}
.loan-card .btn-ghost::after {
  content: '';
  position: absolute;
  bottom: 8px;
  left: 18px;
  right: 18px;
  height: 2px;
  background: currentColor;
  transform: scaleX(0);
  transform-origin: right;
  transition: transform var(--dur-fast) var(--ease-out);
}
.loan-card .btn-ghost:hover::after {
  transform: scaleX(1);
  transform-origin: left;
}

/* ── Auxiliary specialized cards ── */
.aux-card {
  background: var(--white);
  border: 1.5px solid var(--slate-200);
  border-radius: var(--r-xl);
  padding: 22px;
  display: flex;
  flex-direction: column;
  position: relative;
  overflow: hidden;
  transition: border-color var(--dur-mid), box-shadow var(--dur-mid), transform var(--dur-mid);
}
.aux-card::before {
  content: '';
  position: absolute;
  top: 0; left: 0; right: 0;
  height: 3.5px;
  background: linear-gradient(90deg, var(--slate-700), var(--navy-light));
  opacity: 0.6;
  transition: opacity var(--dur-mid);
}
.aux-card::after {
  content: '';
  position: absolute;
  top: -30px; right: -30px;
  width: 120px; height: 120px;
  border-radius: 50%;
  pointer-events: none;
  background: radial-gradient(circle, rgba(61, 82, 160, 0.08), transparent 70%);
  z-index: 0;
  transition: opacity var(--dur-mid), transform var(--dur-slow);
}
.aux-card:hover {
  transform: translateY(-4px);
  border-color: var(--navy-pastel);
  box-shadow: 0 8px 24px rgba(27, 43, 107, 0.06), var(--shadow-sm);
}
.aux-card-header-band,
.aux-card h3,
.aux-card-best,
.aux-card-stats,
.aux-card-docs,
.aux-card-actions {
  position: relative;
  z-index: 1;
}
.aux-card h3 {
  font-family: var(--font-display);
  font-size: 18px;
  font-weight: 700;
  color: var(--slate-900);
  margin-bottom: 8px;
  letter-spacing: -0.3px;
}
.aux-card-best {
  font-size: 13px;
  line-height: 1.5;
  color: var(--slate-500);
  margin-bottom: 16px;
  min-height: 38px;
}
.aux-card-stats {
  display: flex;
  gap: 8px;
  margin-bottom: 16px;
}
.aux-stat-chip {
  flex: 1;
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  padding: 8px 4px;
  background: var(--slate-50);
  border: 1px solid var(--slate-200);
  border-radius: var(--r-md);
  text-align: center;
  position: relative;
  overflow: hidden;
}
.aux-stat-chip-val {
  font-family: var(--font-display);
  font-size: 13.5px;
  font-weight: 700;
  color: var(--navy);
}
.aux-stat-chip-label {
  font-size: 9px;
  font-weight: 600;
  text-transform: uppercase;
  color: var(--slate-400);
  letter-spacing: 0.5px;
  margin-top: 1px;
}
.aux-card-docs {
  background: var(--slate-50);
  border-left: 3px solid var(--slate-300);
  padding: 10px 12px;
  font-size: 11.5px;
  line-height: 1.5;
  color: var(--slate-500);
  border-radius: 0 var(--r-sm) var(--r-sm) 0;
  margin-bottom: 18px;
  min-height: 48px;
}
.aux-card-actions {
  margin-top: auto;
  display: flex;
  gap: 8px;
}
.aux-card-actions .btn-ghost {
  width: 100%;
  justify-content: center;
  padding: 10px 16px;
  font-size: 13px;
  border: 1.5px solid var(--slate-200);
  border-radius: var(--r-pill);
}
.aux-card-actions .btn-ghost:hover {
  background: var(--navy-pale);
  border-color: var(--navy-light);
  color: var(--navy);
}

/* ── Responsive Styling overrides for mobile pills ── */
/* ── Responsive Option A: Segmented Control Tabs for Mobile ── */
@media(max-width: 768px) {
  #loans {
    min-height: auto;
    padding: 44px 16px !important;
  }
  .segment-pillars-container {
    margin-top: 20px;
    margin-bottom: 24px;
  }
  .segment-pillars-grid {
    display: flex;
    flex-wrap: wrap;
    gap: 8px;
    padding: 6px;
    background: var(--slate-100);
    border: 1px solid var(--slate-200);
    border-radius: var(--r-xl);
    justify-content: space-between;
  }
  .segment-pillar {
    flex: 1 1 calc(33.333% - 6px);
    min-width: 90px;
    min-height: auto;
    padding: 10px 8px;
    border-radius: var(--r-pill);
    display: flex;
    flex-direction: row;
    align-items: center;
    justify-content: center;
    gap: 6px;
    background: transparent;
    border: 1px solid transparent;
    box-shadow: none;
    cursor: pointer;
    transition: all var(--dur-mid) var(--ease-out);
    order: 1; /* Keep tabs at top row */
  }
  .segment-pillar .pillar-bg-gradient {
    display: none;
  }
  .segment-pillar .pillar-content {
    display: flex;
    flex-direction: row;
    align-items: center;
    justify-content: center;
    gap: 6px;
    text-align: center;
    width: 100%;
  }
  .segment-pillar .pillar-icon {
    font-size: 16px;
    margin-bottom: 0;
  }
  .segment-pillar h3 {
    font-size: 13px;
    font-weight: 700;
    margin-bottom: 0;
    color: var(--slate-700);
  }
  .segment-pillar .loan-count-badge,
  .segment-pillar .pillar-description,
  .segment-pillar .pillar-preview-list,
  .segment-pillar .pillar-cta {
    display: none !important;
  }

  /* Active Selected Tab Pill */
  .segment-pillar.selected {
    background: var(--white);
    color: var(--navy);
    box-shadow: var(--shadow-sm);
    border-color: var(--slate-200);
    order: 1;
  }
  .segment-pillar.selected h3 {
    color: var(--navy) !important;
  }
  .segment-pillar.dimmed {
    opacity: 0.7;
  }

  /* Active Profile Detail Card (Rendered below tabs on mobile) */
  .segment-pillars-container.compact .segment-pillar.selected,
  .segment-pillars-grid .segment-pillar.selected {
    order: 2; /* Moves selected card below tab bar */
    flex: 0 0 100%;
    width: 100%;
    margin-top: 10px;
    padding: 22px 18px !important;
    border-radius: var(--r-xl) !important;
    background: var(--white) !important;
    border: 2px solid var(--pillar-accent) !important;
    box-shadow: var(--shadow-md) !important;
    text-align: left;
    align-items: flex-start;
  }
  .segment-pillar.selected .pillar-content {
    flex-direction: column !important;
    align-items: flex-start !important;
    text-align: left !important;
    gap: 10px !important;
  }
  .segment-pillar.selected .pillar-icon {
    font-size: 28px !important;
  }
  .segment-pillar.selected h3 {
    font-size: 20px !important;
    font-weight: 800 !important;
  }
  .segment-pillar.selected .pillar-description {
    display: block !important;
    font-size: 13px !important;
    color: var(--slate-600) !important;
    line-height: 1.6 !important;
    margin: 4px 0 8px !important;
  }
  .segment-pillar.selected .pillar-preview-list {
    display: flex !important;
    flex-wrap: wrap !important;
    gap: 6px !important;
    margin-bottom: 12px !important;
  }
  .segment-pillar.selected .pillar-preview-list li {
    font-size: 12px !important;
    padding: 4px 10px !important;
    background: var(--slate-100) !important;
    border-radius: var(--r-pill) !important;
    color: var(--slate-700) !important;
  }
  .segment-pillar.selected .pillar-cta {
    display: inline-flex !important;
    align-items: center !important;
    gap: 8px !important;
    font-size: 13px !important;
    font-weight: 700 !important;
    color: var(--pillar-accent) !important;
  }

  /* ── Mobile Hero Contrast Enhancements ── */
  .hero-fb-title {
    font-size: clamp(28px, 7.5vw, 36px) !important;
    color: var(--slate-900) !important;
    text-shadow: 0 1px 2px rgba(255, 255, 255, 0.8);
  }
  .hero-fb-sub {
    font-size: 14px !important;
    color: var(--slate-700) !important;
    background: rgba(255, 255, 255, 0.75);
    backdrop-filter: blur(8px);
    padding: 10px 14px;
    border-radius: var(--r-md);
  }
  .hero-bg-img {
    opacity: 0.85 !important;
  }
}

/* ── Entrance Animation Keyframes ── */
@keyframes fadeSlideIn {
  from {
    opacity: 0;
    transform: translateY(24px) scale(0.97);
  }
  to {
    opacity: 1;
    transform: translateY(0) scale(1);
  }
}

/* ── Cross-Screen Compatibility Utilities (4K to Mobile Smartphone) ── */

/* 1. 4K & Ultra-Wide Enhancements (≥ 1920px & ≥ 2560px) */
@media (min-width: 1920px) {
  .hero-bg-inner,
  .calculator-card,
  .products-grid,
  .finder-tile {
    max-width: 100%;
  }
  .hero-fb-title {
    font-size: clamp(48px, 4vw, 64px) !important;
  }
}

/* 2. Responsive Table Wrappers & Modal Protection */
.table-responsive-wrapper {
  width: 100%;
  overflow-x: auto;
  -webkit-overflow-scrolling: touch;
  margin-bottom: 16px;
}
.modal, .dialog, .drawer, .popup {
  max-width: calc(100vw - 32px) !important;
  box-sizing: border-box;
}

/* 3. Smartphone & Mobile Overflow Defense (≤ 480px) */
@media (max-width: 480px) {
  *, *::before, *::after {
    max-width: 100vw;
  }
  .calculator-card,
  .eligibility-card,
  .doc-card,
  .testi-card,
  .product-card {
    padding: 18px 16px !important;
    border-radius: var(--r-lg) !important;
  }
  .hero-fb-ctas {
    flex-direction: column !important;
    width: 100% !important;
    gap: 10px !important;
  }
  .hero-fb-ctas a,
  .hero-fb-ctas button {
    width: 100% !important;
    justify-content: center !important;
    text-align: center !important;
  }
}

/* ── Footer Location & Interactive Google Map Styling ── */
.plus-code-badge {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  background: rgba(255, 255, 255, 0.08);
  border: 1px solid rgba(255, 255, 255, 0.14);
  color: #E2E8F0;
  font-size: 11.5px;
  padding: 4px 10px;
  border-radius: 20px;
  margin: 10px 0 14px;
}

.plus-code-badge i {
  color: #F59E0B;
}

.footer-map-card {
  position: relative;
  width: 100%;
  border-radius: 12px;
  overflow: hidden;
  border: 1px solid rgba(255, 255, 255, 0.15);
  box-shadow: 0 8px 20px rgba(0, 0, 0, 0.25);
  margin-bottom: 14px;
  transition: transform 0.3s ease, border-color 0.3s ease;
}

.footer-map-card:hover {
  transform: translateY(-2px);
  border-color: rgba(245, 158, 11, 0.4);
}

.footer-location-cta-group {
  display: flex;
  flex-direction: column;
  gap: 10px;
}

.btn-directions {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  background: linear-gradient(135deg, #2563EB, #1D4ED8);
  color: #FFFFFF !important;
  font-weight: 600;
  font-size: 13px;
  padding: 9px 16px;
  border-radius: 8px;
  text-decoration: none;
  transition: all 0.25s ease;
  box-shadow: 0 4px 14px rgba(37, 99, 235, 0.35);
}

.btn-directions:hover {
  background: linear-gradient(135deg, #1D4ED8, #1E40AF);
  transform: translateY(-1px);
  box-shadow: 0 6px 18px rgba(37, 99, 235, 0.5);
  color: #FFFFFF !important;
}

.btn-footer-wa {
  justify-content: center;
}