Last Updated: September 29, 2026
By accessing or using the services of Profin Solutions ("we," "our," or "us"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, please do not use our services.
Please read these Terms carefully before using our services. Your use constitutes acceptance of these Terms.
Profin Solutions operates exclusively as a Direct Selling Agent (DSA) for regulated financial institutions. We act as a professional bridge for:
Transparency: All loan details, interest rates, and processing fees are shared directly by our partner Banks/NBFCs via call, SMS, or email. Customer validation is mandatory before proceeding. Profin Solutions does not ask for or suggest any specific deviations—we only facilitate the connection.
To use our services, you must:
When you create an account or submit an application, you agree to:
We reserve the right to suspend or terminate accounts that violate these Terms or provide false information.
When you submit an application through our platform:
We may verify your information through:
While we strive for quick processing (typically 2-48 hours for initial assessment), actual timelines depend on:
Our operations relating to investments and insurance are strictly governed by the regulations of:
Customer Duty: You acknowledge that you have read and understood all scheme-related documents, policy wordings, and risk factors before making any investment or purchasing insurance.
Profin Solutions does NOT ask for any money, service fees, or consultation charges from our customers—neither before nor after the service is provided. We are compensated directly by our institutional partners as their authorized DSA.
Partner banks and NBFCs may charge:
All fees will be clearly disclosed before you make any payment. We do not charge hidden fees.
Service fees paid to Profin Solutions are generally non-refundable once processing has begun. However, refunds may be considered in cases of:
Refund requests must be submitted within 7 days with supporting documentation.
You agree NOT to:
Violation of these prohibitions may result in immediate termination of services and legal action.
All content on our website, including but not limited to:
...are the property of Profin Solutions or our licensors and are protected by copyright, trademark, and other intellectual property laws.
You may not copy, reproduce, distribute, or create derivative works without our written permission.
We do not guarantee loan approval, interest rates, or loan amounts. These are determined solely by our partner financial institutions based on their criteria.
While we strive for accuracy, we do not warrant that:
We are not responsible for the actions, policies, or services of our partner banks, NBFCs, insurance companies, or other third parties.
All investments carry risk. Past performance does not guarantee future results. We recommend consulting a certified financial advisor before making investment decisions.
Our AI chatbot provides general information and guidance. It is not a substitute for professional financial advice. Always verify critical information with our human advisors.
To the maximum extent permitted by law, Profin Solutions shall not be liable for:
This limitation applies even if we have been advised of the possibility of such damages.
You agree to indemnify and hold harmless Profin Solutions, its directors, employees, and partners from any claims, losses, damages, or expenses arising from:
We reserve the right to suspend or terminate your access to our services at any time, without notice, for:
You may terminate your account at any time by contacting us. Termination does not relieve you of obligations incurred before termination.
If you have any complaints or data-related queries, please contact our designated Grievance & IT Stakeholder:
Name: Ram Kumar R
Email: support@profin.in
Phone: +91 98410 49913
We will acknowledge your complaint within 48 hours and resolve it within 15 working days.
Any disputes that cannot be resolved through grievance redressal shall be settled through arbitration in accordance with the Arbitration and Conciliation Act, 1996. The arbitration shall be conducted in Chennai, India.
These Terms are governed by the laws of India. Courts in Chennai shall have exclusive jurisdiction.
We may modify these Terms at any time. Changes will be effective upon posting on our website with an updated "Last Updated" date. Material changes will be communicated via email or prominent website notice.
Your continued use of our services after changes constitutes acceptance of the modified Terms.
If any provision of these Terms is found to be unenforceable, the remaining provisions shall remain in full effect.
Our failure to enforce any right or provision does not constitute a waiver of that right or provision.
These Terms, along with our Privacy Policy and Disclaimer, constitute the entire agreement between you and Profin Solutions.
You may not assign or transfer these Terms without our written consent. We may assign our rights and obligations without restriction.
If you have questions about these Terms of Service, please contact us:
Profin Solutions
Email: support@profin.in
Phone: +91 98410 49913
Address: No. 7, 1st Floor, South Mada Street, Near Parthasarathy Temple, Triplicane, Chennai - 600005, Tamil Nadu, India